Please note we do provide real whole life insurance quotes, though you can get a term insurance quote from us we don't pretend they are whole of life insurance as we do provide the real thing here. Now that you are here we thank you for visiting our site and hope that you find what it is you are looking for.
Once again thank you for visiting and I hope you enjoy our site. This is a policy that provides a payment on death regardless when death does occur subject to the necessary premiums being maintained through out the life of the plan.
Once again thank you for visiting and I hope you enjoy our site. This is a policy that provides a payment on death regardless when death does occur subject to the necessary premiums being maintained through out the life of the plan.
Services
Invest & Protect is a firm of Independent Financial advisers and as such we provide independent financial advice to the public. We appreciate that in this day and age a lot of people already know exactly what they want and all they want to do is buy it. So it is for this reason that we have created this site to enable people like yourself to buy whole of life insurance at a low cost discounted rate without the need for any advice.
Please find below our Key facts document. To view these you will need to have Adobe Acrobat reader which can also be downloaded below. We offer products from a range of insurers for term assurance, critical illness, income protection. We can only offer products from a limited number of insurers for term assurance, critical illness, income protection.
As per the definition on our home page whole of life insurance cover is a life insurance policy that provides a payment on death regardless when death actually occurs. Before we continue it is important to explain how a whole of life policy actually works, to do this you need to understand what it is ultimately expected to do.
Need has a great deal to do with why one over the other. If you have a mortgage for example and this runs for a specified period of time then it stands to reason that you will only need term assurance to cover you for that same period of time. If however you require life cover to cover your family in the event of death, then that need is unlikely to change regardless how much time elapses.
Whole of life insurance can be a very effective tool for dealing with Inheritance tax. Inheritance tax is the tax on someone's estate over the value of J275,000. If you have an estate over this amount then your beneficiaries could have to find an amount of tax equivalent to 40% of the excess. This means that an estate of say J350,000 would have a potential tax liability of J30,000 due to the inland revenue on death.
Reviews
Be the first to review Whole-Of-Life-Insurance.
Write a Review
