Cover My Business
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Cover My Business are specialists in providing comprehensive Public Liability Insurance and Employers Liability Insurance, at realistic prices. Whether you are working as a contractor, management consultant or fitness instructor, Cover My Business can search through our panel of insurers to find you comprehensive public liability insurance and employers liability insurance.

Public Liability Insurance covers your legal liability to pay damages to members of the public (see below for Employers Liability Insurance) in the event of accidental damage to property, bodily injury or death arising from your business activities. Employers Liability insurance indemnifies you against claims from your employees (if you have any) against bodily injury or illness arising out of the course of their employment.
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The team at Cover My Business have many years of experience in commercial and general insurance. We specialise in liability cover for small businesses and trades including public liability insurance and employers liability insurance. We can also provide quotations for car and van insurance; travel insurance and; accident and sickness cover.
We will, on request, give you reasonable assistance and guidance in pursuing a claim under your policy. This will include processing claims fairly and promptly and keeping you informed of progress. Also, forwarding a settlement of a claim, without avoidable delay, once it has been agreed. We will inform you in writing, with an explanation, if your insurers are unable to deal with any part of a claim.
Public liability insurance will be suitable for you if you run your own business and it is likely that you will come into contact with members of the public. Contracting trades such as plumbers, carpet fitters, builders, and others; retailers or service providers such as fitness instructors or beauticians should consider public liability insurance against claims of negligence or accidental damage caused by them or their employees.
If you run your own business or offer a service of any kind, you may be thinking about taking Professional Indemnity Insurance. Although indemnity insurance is not compulsory in all professions, it may help ensure that you and your business are better protected in the event of an unforeseen incident resulting in a claim (or potential claim) against you.
Employers are required by law to insure against liability arising from injury or disease caused to their employees as a result of their employment. Employers are legally responsible for the health and safety of their employees.

If an employee is involved in an accident at work, whether on or off the premises, they may seek damages against their employer and as such the employer is required to have sufficient Employers Liability insurance cover to pay out any compensation that may be due.Employers liability cover, where required, is available as an extension to your Public Liability Insurance cover.
Reviews (1)
Linda Dyer
Linda Dyer
Oct 11, 2020
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Have just started using this practice so really unable to give an in depth answer. What I have received so far has been helpful with my new kittens. I am pleased with how I have my questioned answered. I have also heard good reports from other pet owners, I hope to be able to continue with good reports.