We are nothing without our customers, we've built our business by always going above and beyond and doing a good job, in turn our customers frequently recommend us to their friends and family. Whether you are looking to purchase a property, remortgage your existing home or are interested in a buy-to-let mortgage, then Kingdom Mortgages provide a professional, simple and straightforward fee free service.
Kingdom Mortgages are a whole of market mortgage broker. After an initial assessment we will be able to search the whole mortgage market and recommend the most suitable mortgage deal - saving you time and stress by doing all the leg work for you.
Kingdom Mortgages are a whole of market mortgage broker. After an initial assessment we will be able to search the whole mortgage market and recommend the most suitable mortgage deal - saving you time and stress by doing all the leg work for you.
Services
Before making an offer on a property you will need a decision in principle (DIP), also known as an agreement in principle (AIP). This confirms the maximum amount you can borrow with a mortgage based on your income and expenditure. Simple; Mortgage brokers can search and compare all mortgage lenders in one quick phone call.
Making sure you protect yourself and your family is one of the most important considerations when securing a debt against your home. There are many different types of protection policies available and it depends upon each individual's situation which policies may or may not be relevant. At Kingdom Mortgages we can talk you through your options and make recommendations on the most suitable cover for your needs.
When you're self-employed you need a mortgage broker who can understand your situation and look at the bigger picture. Lending criteria for the self-employed is vastly different from lender to lender depending on your business structure and length of employment. What one lender can't do, another may be more than happy to.
If you have a complex situation brokers have in depth, whole of market knowledge and can advise on the best mortgages available to you. If you are looking to buy your first home then the first step is to speak to a qualified adviser.
After a quick phone call we can let you know how much you should be able to borrow, what sort of rates and monthly payment you should expect, along with more detailed information on the buying process and guidance on how to prepare for the mortgage application.After this initial chat we can send you a mortgage decision in principle, so you can start making offers to estate agents to secure your dream home.
After a quick phone call we can let you know how much you should be able to borrow, what sort of rates and monthly payment you should expect, along with more detailed information on the buying process and guidance on how to prepare for the mortgage application.After this initial chat we can send you a mortgage decision in principle, so you can start making offers to estate agents to secure your dream home.
There is no doubt moving home can be stressful. Often there can be many links to the chain that all have to come together on the day, including solicitors and lenders, along with multiple buyers and sellers. At Kingdom Mortgages we will be right with you through the whole process. We will listen to your needs and advise you on the most suitable mortgage product for your situation.
Reviews (10)
Stacey Abbott
Dec 21, 2021
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Dealt with kingdom for initial mortgage and went smoothly. Recently did a remortgage with them and had some unexpected fees which I would have hoped would have been explained in the beginning or told how to find out how to find out if fees apply and at least obtain a redemption at outset not find out later we didn’t have enough to redeem using the cover the amount of mortgage amount we applied for. Had trouble getting thorough sometimes too but overall apart from above, happy with recommendation and saves money in long run on new rate
Tom Marsh
Dec 17, 2021
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Charles Lewis
Oct 07, 2021
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Paul Hooper
Jul 04, 2021
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Flo Greenland
May 31, 2021
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As first time buyers, the process of buying a house can feel very daunting and a bit of a mystery at times! Russell and Aimee were fantastic at explaining everything (sometimes twice!), and answering all our questions. We were constantly kept in the loop about everything that was happening and have already recommended them to friends! Will definitely use them again in the future.
Hayley Evenett
May 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We had a great experience with Russel at Kingdom mortgages. As a first time buyer getting a mortgage is pretty daunting and Russel made the experience run very smoothly and answered all the questions we had. I would happily recommend him to friends.
We had a great experience with Russel at Kingdom mortgages. As a first time buyer getting a mortgage is pretty daunting and Russel made the experience run very smoothly and answered all the questions we had. I would happily recommend him to friends.
Lara Jaffey
May 02, 2021
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It has been a real pleasure working with Kingdom mortgages who have helped me get both a residential mortgage and buy to let mortgage. Clear advice, no nonsense and you hardly have to lift a finger as Russell takes care of the process! Would highly recommend and will only be using KIngdom Mortgages from now on if I am ever in the market again!
Lily
Apr 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been using Kingdom Mortgages for some years now and that is because Russell is fantastic. He is knowledgeable, will minimise and resolve issues and ensures speed of the application. A lot the stress and work is taken care of by him. He is a hidden gem!
I have been using Kingdom Mortgages for some years now and that is because Russell is fantastic. He is knowledgeable, will minimise and resolve issues and ensures speed of the application. A lot the stress and work is taken care of by him. He is a hidden gem!
Robert Dunn
Mar 28, 2021
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Kelsey Cleaver-Warran
Jun 06, 2020
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I am a first time buyer using shared ownership and Russell Baker couldn’t be more helpful, extremely attentive. Would highly recommend Russell, keep us up to date throughout the whole process. Wasn’t the easiest with moving jobs through the process but Russell made us feel calm and did his best to accommodate. He is absolutely amazing! Thank you very much!
