Your Space Mortgages
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Your Space Mortgages
We are an Independent Mortgage Broker with over 15 years' experience in the financial & Mortgage industry. We will do all the hard work for you, searching the Whole Of The Market. Therefore, we save you time, money & guarantee you are getting the best deal out there. Fully regulated by the Financial conduct authority to provide mortgage and protection advice.

Specializing in all different types of mortgages Purchases, First-Time Buyers, Re-Mortgages, Right to buy, Poor Credit, Second Charge, Buy To Let, Let to Buy&Commercial. With all types of income, Employed, Self-Employed, Limited Company, Contractors, Agency and Zero Hours Contacts. We offer a face to face or over the phone service with an independent mortgage broker.
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I am the director of Your Space Independent mortgages Bristol; I have been working in financial services and mortgages for over 16 years and have an extensive experience in the industry. I hold the CeMap level 3 mortgage qualification and fully qualified to give mortgage and protection advice.

I have received over 80 5-star Google reviews, I also pride myself on giving exceptional customer service and making the mortgage process as stress free as possible for my clients.I have lived and worked in Bristol and surrounding area for over 30 years so have great knowledge of the Bristol area property market, both residential and Investment.
Or if you're looking in a particular area, visit local estate agents with your criteria and they will ring you when a property becomes available. This can be important as there can be a lot of competition and it always helps to be at front of the queue. If you are a first time buyer saving to buy a home, save money into a Help to Buy: ISA and the Government will boost your savings by 25%.
We can provide help to buy mortgages and would be happy to fully explain them to you so you know all the pros and cons. With a Help to Buy: Equity Loan, the Government lends you up to 20% of the cost of your newly built home, so you'll only need a 5% cash deposit and a 75% mortgage to make up the rest.
If you are looking to purchase a new property or moving home, we are here to help! We will complete a full review of your finances, let you know the maximum you can borrow and search the whole of the market to find you the best deal available. We will also provide an agreement in principal free of charge, giving you confidence when making that all important offer and the seller accepting your offer.
We are experts in remortgaging, excelling at arranging a remortgage for residential and buy to let properties. Rely on us whether it's just finding a more competitive rate, borrowing money for a specific purpose, consolidating your debts, fixing your mortgage to protect against future interest rate rises, or re-mortgaging your home for an investment.
Reviews (8)
Andrew Dally
Andrew Dally
Dec 12, 2021
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Very friendly and prompt with responses. Accomodating to find the best lender with some out of the box circumstances surrounding self employment and additional borrowing. Thanks again
Lawrence Gray
Lawrence Gray
Nov 25, 2021
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Positive: Professionalism, Responsiveness
Paul was good at helping my understand my options and affordability and was very responsive to provide me with any documents I needed in a very timely manner.
Pawan Rajpal
Pawan Rajpal
Nov 14, 2021
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Excellent service. We had complicated mortgage issues, that Paul Fran helped us. They service they provided was great value for money.
Natalie McKay
Natalie McKay
Oct 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We've had such a fantastic experience with Fran & Paul. Extremely responsive, helpful and really guided us through the whole process. Would definitely use again!
Will
Will
Sep 14, 2021
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Great service from start to finish. Got me a much better deal than another broker. Would definitely recommend. Thanks guys :)
Rory Davis
Rory Davis
Sep 13, 2021
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I cannot say a single bad word about the experience I had with Your Space. Paul and Fran made acquiring a mortgage one of the easiest things I've ever had to do. They were friendly and responsive, happy to answer any question I had and explain anything I wasn't sure about. They were patient and flexible - able to speak to me after work hours and on weekends. I honestly don't know what I would have done without their help. Thank you so much Paul and Fran!
Anton Derkacz
Anton Derkacz
Jul 07, 2021
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Your Space have have helped me with a re-mortgage to fund some home improvement work. They were wonderfully thorough in taking me through the process step by step including finding the best value loan deals to suit my needs, finding low cost legal services and helping me to assemble the information I needed to provide. Its a bonus that on loans over £100,000 the service they provide is effectively free to the borrower. Its 29 years since I last needed a mortgage so I especially appreciated their patience. Paul and Fran provide a professional, comprehensive and high quality service. I would not
Charly Swahn
Charly Swahn
May 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Paul and Fran have been amazing. I had no idea what I was doing as I'm a first time buyer and my situation was a little complex. They both managed to get me a good deal and get everything running smoothly. They made buying my first house easier than I expected. Would definitely recommend!