We provide some of the finest financial advice in the country, so you can be sure your future is in safe hands. Combined Financial Strategies (CFS) is one of the UK's leading independent financial advisers, offering award-winning advice on retirement planning, investments, tax efficiency, legacy planning and more.
The business is led by Jonothan McColgan, a chartered financial planner who has been awarded UK financial adviser of the year and numerous other awards. He is a sought-after commentator in national publications including the Financial Times, The Times, the Daily Telegraph and the Mail on Sunday. CFS provides a completely independent and personalised service.
The business is led by Jonothan McColgan, a chartered financial planner who has been awarded UK financial adviser of the year and numerous other awards. He is a sought-after commentator in national publications including the Financial Times, The Times, the Daily Telegraph and the Mail on Sunday. CFS provides a completely independent and personalised service.
Services
CFS is one of the UK's leading independent financial advisers, founded more than 10 years ago and based in Bath. But we don't want you to take this statement purely on trust. We are completely clear and transparent about our qualifications, fees, approach and ethics. Choosing a financial adviser can be a daunting process.
And, this year the Growth Investor Awards are thrilled to announce Jonothan McColgan, Combined Financial Strategies as our Runner Up in the Financial Adviser of the Year category for a 4th year! The Financial Adviser of the Year is the highest accolade honouring an individual who can demonstrate they are best able to advise on tax efficient investments as part of their investment proposition.
CFS provided a first-rate service, taking meticulous care to fully understand my specific situation and provide a highly tailored financial plan rather than simply providing generic investment advice. They have provided clear and well explained advice at a pace which suited me and I am very happy with the financial plan I have in place.
Explore the stage you are at in life and what you need to be thinking about for retirement planning. For several years now Jonothan has helped me with the complexities of a multiple pensions portfolio and other financial challenges both personally and in my business. He has gone out of his way to not only offer excellent advice and solutions but to never let go of our changing personal and business needs.
Taking independent financial advice can seem daunting, but we believe it's vital to tackle those tough decisions about your money. Having an adviser to help can make all the difference. Here's a snapshot of what our clients gain from working with us. Financial advice provides you with the expert knowledge and experience you lack.
Reviews (1)
Rob Thomas
Dec 26, 2017
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I worked in Financial Services for 28 years and thought I knew how to spot a good Financial Adviser, but prior to meeting Jonothan made the mistake of accepting a personal recommendation to a well known national firm, and repented at my leisure (as they say).
So with Jonothan I got to know him well first, did my due diligence and the track record of delighted clients and national recognition (e.g. Financial Adviser of the Year, Retirement & later Life Advice Specialist of the year to name but two) backed all this research up.
Even so, having got my fingers burnt, I was still very cautious and
So with Jonothan I got to know him well first, did my due diligence and the track record of delighted clients and national recognition (e.g. Financial Adviser of the Year, Retirement & later Life Advice Specialist of the year to name but two) backed all this research up.
Even so, having got my fingers burnt, I was still very cautious and
