Freedom Health Insurance
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Freedom Health Insurance
Everything we do here at Freedom Health Insurance is about making things simpler, so you can make the most of what matters to you. Whether you're looking for individual, family or business health insurance, we offer a range of features and benefits that set us apart from other health insurance companies.

Most health insurers charge you more for health insurance plans if you live in or around major cities like London. After your first child, any additional children can be added to your private health insurance policy at no extra cost. Whenever you buy a private health insurance policy or submit a claim, you usually deal with the same person throughout the entire process.
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Providing access to healthcare benefits can be a critical factor in recruiting and retaining a valuable team while lowering the number of employee sick days. This is why our business health plans are designed to help keep your employees healthy and help you reduce costs. If you happen to get a cheaper quote elsewhere for similar benefits, we will do our best to match it.
We focus on a steady growth strategy and we care about offering sustainable and competitive premiums to our clients. That's why, for new group quotes, we operate a price match policy, where if your client gets a cheaper quote elsewhere for similar benefits, we will try to match it or even beat it. Compare our products & provide your client with a personalised quote in seconds using our dedicated broker quote tool.
Private medical insurance (PMI) is designed to cover the cost of private medical treatment for illness and acute conditions that arise after the start of the policy. An acute condition is a disease, illness or injury that is likely to respond quickly to medical treatment which aims to return you to the state of health you were in immediately before suffering any symptoms, or which leads to your full recovery.
Switch to us and you can usually continue your group health cover without losing the benefits that are important to your business. Call us today to discuss your options. At the heart of every Freedom Elite policy there is a comprehensive core cover, designed to provide a strong foundation for building your own personal healthcare plan.
If you are interested in a Freedom Worldwide health insurance plan, contact our friendly team for a free, no-obligation quote. Whether you are just moving abroad or have lived and worked outside the UK for a while now, you know how important it is to have your health and your loved ones' health protected.
Reviews (9)
Aulia B.
Aulia B.
Jul 14, 2021
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Positive: Value
I recently requested as a gold member made a claim for routine medical screen which the firm was able to process very quickly. The claims team responds very quickly and the firm has good customer service!
Debbie Williams
Debbie Williams
May 26, 2021
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Last year I have moved to Freedom from a big insurer and I don't regret it. I finally feel that I am talking to real people and not just some emotionless robots (like with the previous company). I had to make a claim twice since I switched my health insurance policy to them and I was impressed with their speed and dedication every single time. Once, I needed my claim to be approved by the next day and they've done it. I can't recommend them enough.
Freedom Customer
Freedom Customer
May 22, 2021
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Avoid like the plague. Freedom will try anything to avoid approving claims, however routine or complex. Their definition of what constitutes a pre-existing condition is so broad that almost any conceivable new illness will be described as pre-existing, should your medical history include vaguely associated symptoms. For example, if you were to experience new digestive troubles that required a specialist consultant, but had previously complained to a GP of a stomach ache, Freedom will not approve the claim. I even had a claim in which I provided written advice from a gastroenterologist of 30 years
Matt Thomas
Matt Thomas
Apr 28, 2021
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I have been a Freedom client for over 3 years and I was always treated in a friendly and courteous way. Their customer service has always been great, even last year when I had to make a claim for a knee surgery that was dealt with in a very professional manner and approved very quickly (despite the covid situation). I can't recommend them enough.
Andrew Hodge
Andrew Hodge
Dec 10, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Dr Dan helped me with my fit to fly certificate last minute .thanks 😁😁
Katherine Simpson
Katherine Simpson
Aug 20, 2020
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I approached Freedom Health for a Fit to Fly Certificate which was needed 72 hours before I travelled abroad. This was a document I needed urgently, and Dr Dan from Freedom Health was supportive and understanding throughout the whole process. I cannot recommend them enough. The service provided was quick and Dr Dan understood our needs perfectly. I thoroughly recommend Freedom Health.
Dan R.
Dan R.
Jul 25, 2020
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By far the worse experience I ever had with a Health insurer in the UK.
Tried to save a few pounds by choosing Freedom but ended up having a terrible experience.
They are quick to book you an online GP consultation but after that I had to call them back to request my prescription, taking two days to receive. They referred me to an “online pharmacist” that charged me £18 for some tablets that cost around £4.50 in Boots.
After 18 days waiting for my referral letter that never came, I just cancelled the plan. Their excuse was that they must check ALL my previous medial records before approving
Danielle Francis
Danielle Francis
Dec 25, 2019
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I would give zero stars if possible. Ive had health cover for 30 years and usually, thankfully, I dont need to use it but on occasions that I have it was super easy with Bupa and Vitality. Freedom customer service is shocking, and so far they have very conveniently 'not recieved' 3 letters/invoices (thats 100%) over 5 months about one claim and 5 months later still nothing.... could have gone on NHS within 12 weeks. I did speak to one very nice person but on the whole a terrible company. Avoid.
Since writing the review above a month ago I have now been paid back and emailed an apology. However
Irina
Irina
May 08, 2018
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Prices market normal, but excellent services, claims team very helpful compassionate polite professional and courteous. Level of service could not be faulted, immediately my husband found out he had kidney cancer person appointed, he reacted promptly which put our minds at peace that whatever was needed to be done they would authorise operation going ahead in few days. Thank you to their team