We have over a decade of experience in the specialist mortgage markets. Helping clients buy first homes utilising government schemes, helping investors plan and execute their long term strategies and financing complex property or portfolio's. We are the experts in our field. Used Stuart several times and always been very helpful and provide a great service even when a (.)
Stuart was recommended to my by my brother and sister in law as he had assisted them on numerou(.) I've used Stuart's services multiple times over the last 12 months and recommended him to sever(.) I've used other advisers in the past and been caught out by excessive charges - essentially bei(.) Stuart has been more than helpful in explaining the process of getting a BTL mortgage to someon(.)
Stuart was recommended to my by my brother and sister in law as he had assisted them on numerou(.) I've used Stuart's services multiple times over the last 12 months and recommended him to sever(.) I've used other advisers in the past and been caught out by excessive charges - essentially bei(.) Stuart has been more than helpful in explaining the process of getting a BTL mortgage to someon(.)
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We are experts in our field, with decades of experience and a real appetite for the more complicated cases. We specilise in harder to place residential, buy to let, specialist buy to let and adverse credit mortgages and we want to hear rfom you.
We beleieve everyone deserves a place on the property ladder and because we only get paid on success, if we cant find a solution for you we will give you a straight answer, give you all the advice we can to workaround issues and will always be available to discuss a case.We have a flat fee charging structure, just 299 regardless of the complexity of the case, have access to the whole of the market and are completely independant.
We beleieve everyone deserves a place on the property ladder and because we only get paid on success, if we cant find a solution for you we will give you a straight answer, give you all the advice we can to workaround issues and will always be available to discuss a case.We have a flat fee charging structure, just 299 regardless of the complexity of the case, have access to the whole of the market and are completely independant.
AALTO Mortgages have always been experts in complex cases. Thats not to say we dont handle the straightforward mortgages out there, of course we and we hope that as you progress it all gets much easier! Below are a few examples of the types of innovative, complex or unusual solutions we provide however.
The term "Bank of Mum and Dad" has been used in the media for a long time now to describe the fact that most young people need some help from family to get onto the housing ladder. Typically this sort of family assisted mortgage is in the form of cash towards a deposit, however some lenders have created more innovative family assisted mortgages to help people get on the ladder.
We work with sportsmen and women throughout the entirety of their careers. Whatever sport you play professionally, whether you are a footballer, athlete, rugby player or professional athlete, getting a mortgage can be a little more complicated than you might expect. Mortgages for sports professionals include a number of obstacles that you will need to consider before going ahead.
So, you made the leap into self-employment. Its liberating and incredibly stressful all at the same time. It can also be extremely lucrative, and one would assume that that would be viewed positively by most lenders. Unfortunately, lenders in the UK still struggle to understand self-employed customers, and more importantly we believe they massively overestimate the risks in comparison to those who are employed.
Reviews (3)
D. Walkden
Oct 09, 2015
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I've used other advisers in the past and been caught out by excessive charges - essentially being ripped off! By comparison, the service that I received from Stuart Phillips on my recent Buy-to-Let Mortgage was excellent. He really knows his stuff and was always very helpful, communicative and expertly guided me through the whole process. I would have no hesitation in recommending him to friends and family and will definitely use him again.
Sandie Humphrey
Dec 30, 2014
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Heather Hj Gordon-Swait
Jul 10, 2014
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