International Private Finance
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International Private Finance
At IPF (International Private Finance) we pride ourselves in our expertise in broking international mortgages. IPF is totally independent and our sole focus is providing international finance solutions with exceptional personal service. Our strong banking relationships ensures not only a high success rate but exclusive rates and products, many of which are not available through other channels or when approaching lenders directly.

Our website includes a wealth of information including our international mortgage best buy tables, overseas mortgage guides and many other tools to help you ensure the purchase of your dream second home abroad proceeds as smoothly and quickly as possible. Obtain a mortgage pre-approval to ensure you're in the strongest possible position to move foward with your purchase as quickly as possible.
Services
Our highly trained, multilingual team work with our clients through every stage of the process to find the most suitable mortgage product, whether you are looking to purchase in France, Spain, Portugal or elsewhere. We have spent many years developing our relationships with the mortgage lenders in each market in which we work.
Our minimum loan amount is 150,000. If you require a loan amount of less than this, please direct your enquiry to a bank local to the property you are looking to purchase. It will be useful for you to have these figures to hand before starting the form. Please take note of the alert boxes on the right hand side of the form.
Despite challenging market conditions we have quickly grown to become the leading broker of international mortgages to the non-resident market. We arrange finance for non-residents who are either looking to buy or already own property in the most popular international property markets around the world.
In 2008, Fiona Watts left her role at a leading FX company with a clear vision in mind: to become the leading international mortgage brokerage within 5 years. She did it in 2, during the worst years of the credit crunch.

Using her extensive relationships within the international lending departments, a single-minded focus on service standards and investing in recruiting and training the best bi-lingual and analytical minds, IPF is a modern and dynamic international financial services company.
Welcome to IPF's career page, here you can find out about current opportunities within International Private Finance. International Private Finance is the market-leading Financial Services company providing advice for cross-border property transactions in Europe, with bespoke customer service at its core.
Reviews (6)
Peter Jackson
Peter Jackson
Dec 24, 2021
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Assisted with a French mortgage back in 2015/2016 - Extremely professional and helpful, they took the stress and hassle out of the whole process. I would definitely recommend them.
Richard Harris
Richard Harris
Dec 21, 2021
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Louis was responsive and professional throughout the process. Even with IPF guidance, you still have to do most of the documentation yourself and an awful lot is required for a French mortgage. The main advantage you have from IPF is access to and knowledge of the French mortgage market which is still quite traditional compared to say the UK. Nevertheless in our case we ended up with one of the obvious leaders which I could probably have managed myself. Anyway, the extra cost wasn’t significant and it was reassuring to have someone else knowledgeable along for the ride. Thank you Louis.
Jenny Hamshere
Jenny Hamshere
Dec 07, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
we engaged the services of IPF to help with the purchase of a property in France. Louis was extremely helpful with every step - went above and beyond for us from start to finish. I would definitely recommend IPF.
Scott Cherry
Scott Cherry
Dec 02, 2021
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Positive: Professionalism, Quality, Responsiveness
Second time in a decade I've used Fiona & Ellie to secure property finance in France and would thoroughly recommend them to anyone. They totally hold your hand through the whole process and take all the fear out of what can initially seem a daunting process.
Andrew Paton
Andrew Paton
Jun 18, 2021
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We submitted our information to Louis at IPF but decided to apply directly. Without our permission he contacted the French bank directly and discussed our application with an underwriter. Their conduct was not only unprofessional but, in our mind, a breach of GDPR. We believe that their conduct adversely affected our application. They have refused to detail who they spoke to at the bank despite promising to.
Tom Freeman
Tom Freeman
May 04, 2018
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These guys seriously earn their modest fee. We are very grateful for the amount of work they have put in to enable us to purchase a house of France which is a painful, confusing, bureaucratic process. We would not have been able to do it without them, despite having a Francophone in my family!