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A preferred dental program covers any licensed dentist/specialist, but if you choose an in-network provider, costs are typically lower. This preferred dental program is the same as PDP, but with a larger group of in-network dentists/specialists to choose from. A Dental Health Maintenance Organization (HMO) or Managed Care, covers in-network providers only, and you must choose a primary care dentist for all services.

Available in CA, FL, NJ, NY, TX. The MetLife Exclusive Provider Organization (EPO) contains features similar to PDP & DHMO.
Services
We understand the emotional and financial stress that can arise from uncertainty over your medical coverage. We offer insurance products and services to help ease the high cost of healthcare - and offer broad protection from unexpected medical bills. Access the forms you need to work with MetLife and deliver on your commitments to your clients.
Whether you're in need of routine cleanings, braces, or a filling, a solid dental plan makes it easier for you to help protect your smile and your budget.1. Routine visits to the dentist help prevent costly dental bills later on, as well as problems linked to medical conditions like diabetes or heart disease.2.
Did you know that accident insurance coverage can help offset costs that are not covered under your existing medical plan? This insurance provides you with funds that can be used as you see fit.1 This can help with out-of-pocket expenses like deductibles, copays, medical transportation, childcare, and more.
Handling the emotions that come up when experiencing illnesses such as a cancer diagnosis, heart attack, or stroke is difficult enough. Worrying about your financial stability on top of this can obviously be overwhelming. With critical illness insurance, MetLife helps you and your family have the financial stability necessary to completely focus on healing during a difficult time.
While it's difficult to be emotionally prepared for the ups and downs experienced during a cancer diagnosis, you can be financially prepared for the costs of treatment. Cancer insurance provides you with funds that can be used flexibly, including to help cover both medical and nonmedical expenses that occur during your journey to recovery.
Reviews (1)
Kelley M.
Kelley M.
Jul 20, 2017
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My final answer: MetLife's Customer Service makes mistakes, but, at least in this case, they did the right thing:

MetLife Customer Service called me today. After reviewing my phone calls with the MetLife Customer Service Reps regarding the policy cancellation issue (see previous review), MetLife decided they were going to give me a refund even though I didn't want one. What I really wanted is for MetLife to make this form clearer. I was told by Angela, in Customer Service, that a change to the form is in the works AND they are processing a refund. Thank you very much for taking the