Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. Here, we explain why pension planning is so important, and describe some of the options available to you.
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. Sometimes people want to release equity in their homes because they need cash for a particular purpose. Gaudium Associates Limited was established by the merger of two long standing IFA practices in 2010.
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. Sometimes people want to release equity in their homes because they need cash for a particular purpose. Gaudium Associates Limited was established by the merger of two long standing IFA practices in 2010.
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Ed is a Chartered Financial Planner with more than 25 years' experience in the financial services industry. Ed is our investment and pensions specialist, he joined Gaudium Associates in 2012 having spent the earlier part of his career in the banking sector with various banks including Mizuho, Standard Bank and Bank One (now JP Morgan).
5. We must treat people fairly regardless of age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion and belief, sex and sexual orientation. In meeting our obligations under our code of ethics we have regard to the duties expected of us as set out by the Chartered Insurance Institute.
As part of our commitment to treating our customers fairly, we would welcome your feed back on our products and services. Please take a moment to complete our Client Satisfaction Questionnaire which will be used to evaluate and improve the services we provide.
Please rate the thoroughness with which your Adviser went about the process of obtaining sufficient information regarding your personal and financial circumstances prior to making a recommendation regarding this transaction?.Do you feel that you and your Adviser fully discussed your understanding of Investment Risk and that your recorded attitude to risk matches the product you have chosen?.
Please rate the thoroughness with which your Adviser went about the process of obtaining sufficient information regarding your personal and financial circumstances prior to making a recommendation regarding this transaction?.Do you feel that you and your Adviser fully discussed your understanding of Investment Risk and that your recorded attitude to risk matches the product you have chosen?.
Not only do you need to consider which mortgage is best for you, you need to think about which interest rate options are most likely to suit your needs. People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Over the past few years many forms of insurance policies have become more competitively priced, especially life insurance. If you have a life policy which is several years old you may be able to change your provider for a more competitive premium, or to increase the benefit for the same monthly cost.
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