David is a Chartered Insurance Broker and qualified mortgage advisor with over 20 years experience in the financial services industry. He set up Prospero in 2017 to give clients an alternative choice to multinational organisations and companies where the spreadsheet is king. He firmly believes in an ethical, community based approach to business.
When not in the office, David enjoys all sports but particularly football, being a season ticket holder for the maroon team in Edinburgh. He also enjoys spending time with his family and taking Spero for long walks in the countryside. Tracy specialises in insurance for Private Clients, looking after country houses, performance vehicles and the like.
When not in the office, David enjoys all sports but particularly football, being a season ticket holder for the maroon team in Edinburgh. He also enjoys spending time with his family and taking Spero for long walks in the countryside. Tracy specialises in insurance for Private Clients, looking after country houses, performance vehicles and the like.
Services
Every charity is born as a means to solve or raise awareness of an important issue. At Prospero, we want to know the story behind your charity, so we can arrange tailored cover to strengthen your defences. What would happen if one of your trustees was accused of negligence and had to defend their case in a costly court battle?
So, you have built your cleaning business from the ground up. You've got some clients on the books, a great team and now it's time to sort your Cleaner Insurance. Where do you go from here? Every cleaning business is vulnerable to certain risks, and these will all differ based on the clients you work for and the type of jobs you undertake.
As a contractor, you will often be required to have certain level of cover in order to work on a particular contract. Even putting this aside, should your work detriment a third-party physically, financially or both - you may be held liable and subject to costly legal action.
Whether you are a self-employed contractor, or your business hire contractors to supplement project work, it is essential you have specialist cover based on the type of work carried out.At Prospero, we will work with you to assess exactly what risks you're exposed to, in order to shape a policy around your unique requirements.
Whether you are a self-employed contractor, or your business hire contractors to supplement project work, it is essential you have specialist cover based on the type of work carried out.At Prospero, we will work with you to assess exactly what risks you're exposed to, in order to shape a policy around your unique requirements.
Often, different businesses across the motor trade industry requires vastly different insurance protection; getting this cover wrong can put a halt to all you've worked towards. What would you do if you happened to crash a customer's car when taking it for a test drive? How would you cover the costs if a customer slips and falls in your garage and holds you liable?
When you rely on multiple vehicles for the day-to-day running of your business, it can be difficult to manage them all under separate insurance policies. Not only do you need to keep track of multiple renewal dates and different terms and conditions, but you could also potentially be paying more than you should.
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