D P Pensions

David Phillips founded D A Phillips & Co Ltd in 1985 to be an independent pensioneer trustee company that administered small self administered schemes (SSASs). His aim was to provide a genuinely independent service to people who want to be in control of their retirement planning and not beholden to an insurance company or similar institution.

This section of our website gives basic information about what a SIPP is and how ours operates. A self invested personal pension (or SIPP) is a registered personal pension scheme which offers many more investment opportunities than a traditional personal pension scheme. A SIPP offers very flexible funding arrangements as well as the widest possible range of retirement options.

A small self administered scheme (or SSAS) is an occupational pension arrangement which gives business leaders, their families and senior employees the maximum control and choice over funding for their retirement, investment opportunities (including investments which benefit their business) and the timing and nature of the benefits they take.

This section of our website is designed to give information on the main rules that govern the pension schemes that we administer. It covers funding your pension scheme (ie money in), what you can do with those funds once they are in the scheme (ie investments) and what can be paid out of the scheme (ie member benefits and death benefits).