Sanderlings
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Sanderlings work closely with financial institutions, professional advisers, directors, creditors, shareholders, employees and individuals. We move discreetly, but directly, to halt the slide and avoid the break-up of a business wherever possible. Our expertise covers all aspects of business rescue, together with all corporate and personal insolvency procedures.

We assist creditors with recovery of goods, subject to retention of title claims, as well as providing practical advice on the recovery of bad debts. We have a proven track record in a diverse range of industry sectors with the capacity to handle assignments ranging from reconstructions to bankruptcy and individual voluntary arrangements.
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If some of these warning signs have a familiar ring then it is time to talk to an independent, objective third party in order to discuss what options are available to you. It is vitally important to establish the company's position when considering the options available.

If you have signed security documents on behalf of the company, given personal guarantees to support the company, then you potentially face the loss of your business, your home and personal bankruptcy.Creditors Voluntary Liquidations are the most common form of liquidation in the UK. This occurs where the shareholders, usually at the directors' request, decide to put a company into liquidation because it is insolvent.
If your company is consistently unable to meet financial obligations and/or its liabilities exceed its assets, it is currently operating in a state of insolvency. As the director of a company that is trading insolvent you have certain duties and responsibilities, as required by legal regulations.

If you fail to uphold these responsibilities you could be accused of wrongful trading and held personally liable for the repayment of certain company debts.You can be banned ('disqualified') from being a company director if you fail to meet your legal responsibilities. The Insolvency Service may investigate your company (or you personally as a director of your company) if it's involved in insolvency proceedings or if there's been a complaint.
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