Chiltern Mortgage Advisors is a friendly and experienced mortgage brokerage based in Beaconsfield, Buckinghamshire. We will use our years of mortgage broking experience on your behalf to guide you through the mortgage process and get you the very best deal. We aim to provide a total service from start to finish, helping you along every step of the way and making the whole process as simple as possible.
Looking to purchase a property? We can help. It can be pretty confusing out there in the mortgage market but having an experienced guide helps a lot. We will talk through your requirements, suggest a solution and research the market for the very best rate on your behalf. Is your current deal running out?
Looking to purchase a property? We can help. It can be pretty confusing out there in the mortgage market but having an experienced guide helps a lot. We will talk through your requirements, suggest a solution and research the market for the very best rate on your behalf. Is your current deal running out?
Services
Chiltern Mortgage Advisors was founded to provide excellent mortgage broking services in Buckinghamshire and the surrounding counties. Our aim is to use our years of experience and extensive contacts to make the process of getting a mortgage as simple as possible. These days it's not as easy as checking a mortgage best buy table, or talking to the bank that you hold your current account with.
It can be a be a bit daunting when you need to get a mortgage to purchase a new home. Whether you are a first time buyer, or have moved many times, there are lots of questions that you need answers to. How much deposit do I need? How much can I borrow? What is the most suitable deal for my requirements?
There can be several reasons to consider remortgaging. If your initial rate is running out then checking to see if your existing lender will offer you a better deal to stay with them is a good idea. You should also be checking to see if another lender will offer you a better deal. Whatever you do, don't let your current mortgage automatically change to the lenders Standard Variable Rate as this is likely to be much more expensive.
The main difference between buy to let mortgages and residential mortgages is that the size of the mortgage available is based on the rent from the property, and how big the loan is in relation to the value of the property. Many lenders like the borrower to have an income of at least 25,000pa as well.
There are many reasons that bridging finance may be required. The most common of these is when a property needs to be purchased, but an existing property has not yet been sold. Another is when work needs to be done to a property before a more standard mortgage can be applied for. There are lenders that specialise purely in providing funds for bridging.
Reviews (10)
Steph & Neill George
Nov 16, 2021
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In the whole process of buying our first home, working with Justin on securing our mortgage was undoubtedly the easiest part. We had a free consultation with him long before we even began the process, and he was very generous with his time and advice. When it came to the application, he handled everything with the utmost professionalism, and there were no hitches as a result. Even after our application was accepted, he secured us new and better rates several times. If you are at all unsure about mortgages, or would just like somebody to take the pressure off the process, we would recommend Chiltern
Natasha Hewitt
Jul 21, 2021
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Positive: Professionalism, Quality, Responsiveness
I cannot recommend this company highly enough. As a first time buyer I was very unfamiliar with the process, but Justin spent time taking me through each element until I was comfortable. His expertise, patience and responsiveness made the process extremely smooth. I would not hesitate to recommend this service to anyone that asks.
I cannot recommend this company highly enough. As a first time buyer I was very unfamiliar with the process, but Justin spent time taking me through each element until I was comfortable. His expertise, patience and responsiveness made the process extremely smooth. I would not hesitate to recommend this service to anyone that asks.
Keeley Hawkins
Apr 27, 2021
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Lorraine Mahon
Apr 20, 2021
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Jodie Young
Feb 11, 2021
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Justin at Chiltern went above and beyond to help me get my first Mortage. I came to them not knowing anything about the whole purchase process. He explained everything and made me feel really confident in what I was getting from my Mortage offer. With great communication, I always felt on top of any changes that were happening. I honestly couldn’t recommend them enough. They made the whole mortage process as smooth and pain free as possible!
Braham Lyons
Dec 06, 2020
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Justin was a fantastic mortgage advisor who we couldn’t recommend more.
He was always available for us to contact and guided us through a very difficult time for first time buyers to get a mortgage during the COVID crisis with expert advice, calmness and humour.
His advice ensured we were able to secure a fantastic mortgage deal and our first home in difficult circumstances. He was also happy to answer all our questions no matter how big or small whenever we had them.
We really enjoyed working with him and would always choose him for any mortgage advice services.
Thank you Justin!
He was always available for us to contact and guided us through a very difficult time for first time buyers to get a mortgage during the COVID crisis with expert advice, calmness and humour.
His advice ensured we were able to secure a fantastic mortgage deal and our first home in difficult circumstances. He was also happy to answer all our questions no matter how big or small whenever we had them.
We really enjoyed working with him and would always choose him for any mortgage advice services.
Thank you Justin!
Julie Barton
Nov 02, 2020
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Keth McLelland
Sep 02, 2018
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Very pleased with the service provided by Chiltern Mortgages. Friendly, helpful advice, very quick to respond with all queries and got our mortgage approved quickly. Justin also did a home visit and walked us through various examples of mortgages we could have which was very helpful. Would absolutely recommend to anyone
Sean Mullins
Sep 14, 2017
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5 star service throughout from Justin at Chiltern Mortgage Advisors. Justin is a credit to his profession, he took time to understand exactly our criteria and made several recommendations with expert knowledge and reasoning behind each mortgage proposal. Once we selected a product he managed the whole process - everything from completing and submitting the application through to the mortgage offer and all in 5 weeks. Superb Advisor. Many thanks again, Sean and Myla, Beaconsfield
Eve Stanway
Jul 24, 2017
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I have no hesitation in recommending Chiltern Mortgage Advisers. Over the years they have provided me with fast, professional and detailed financial advice for loans, remortgages and property transactions. More importantly for me, friends who I have recommended Chiltern Mortgage Advisers to have received the same high quality and expert assistance.
