Wendy Cochran (MSc, PhD, DipPFS) is a fully CII qualified independent financial adviser, individually registered with and authorised by the Financial Conduct Authority. Wendy is based in Wetherby, near Leeds, York and Harrogate, but has clients as far afield as London and Aberdeen.
Wendy spent eight years working in fund management for Edinburgh Fund Managers and Aegon Asset Management, directing client investments worth hundreds of millions of pounds, before leaving to qualify as a wealth manager and financial adviser.She is experienced in mortgage, life insurance, investment and pension work.
Wendy spent eight years working in fund management for Edinburgh Fund Managers and Aegon Asset Management, directing client investments worth hundreds of millions of pounds, before leaving to qualify as a wealth manager and financial adviser.She is experienced in mortgage, life insurance, investment and pension work.
Services
Based in Wetherby, near Leeds, York and Harrogate, Wendy Cochran IFA offers pension advice to clients across the UK. No face to face meeting is required, so we can help you wherever you are. If you are currently saving into a pension or wish to consolidate your pensions then we will help you pick the right pension company and design a portfolio of funds for your money to go into.
Based in Wetherby, between Leeds, York and Harrogate, we offer investment and wealth management advice to clients across the UK. No face-to-face meeting is needed, unless you want one. No fee is charged for an initial assesment of your circumstances to see what we can do to help. Investing in the financial markets is a great way to save for your future, if you do it right.
Wendy Cochran IFA offers wealth management advice to clients across the UK. This can be delivered face-to-face or via phone and email, depending on the needs of each individual client. Our wealth management service includes management of your pension and investment portfolios, taking into account your particular circumstances and goals, as well as your appetite for investment risk and tax situation.
No face-to-face appointment is required for mortgage work. We process most mortgage applications entirely based on phone and email conversations, which means less hassle for you, and faster mortgage approvals. We charge no fee for arranging mortgages more than 150,000. However, for mortgages under 150,000 an arrangement fee may apply.
Look at any current life insurance policies you may have, including employer cover, to check if they offer value for money. Check policies for inclusions, exclusions and other small print to make sure that when your family needs the money, the life insurance company pays out. Use trusts, if appropriate, to ensure that life insurance pay-outs avoid inheritance tax - this can save thousands.
Reviews (10)
Angela Singh
Oct 29, 2021
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We have known of Wendy for the last few years now. Wendy has always been straight to the point with lots of options but the bestest advice to suit our needs. Wendy is so thorough and prompt so that we feel we can trust what we ask of Wendy. She is seriously one of the best advisors, we have used and continue to be.
We were due a new mortgage fixed rate and we were only just thinking about it but coincidentally Wendy contacted us reminding us that our fixed-rate was due soon with all the information we didn't need to ask about and about the best rate going! So today, we have lesser stress at searching
We were due a new mortgage fixed rate and we were only just thinking about it but coincidentally Wendy contacted us reminding us that our fixed-rate was due soon with all the information we didn't need to ask about and about the best rate going! So today, we have lesser stress at searching
David Jackson
May 04, 2021
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Rita Tojeiro
Feb 15, 2021
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I first approached Wendy in 2015 to arrange our first mortgage and life insurance. Her approach is refreshing - to the point, no nonsense. So when it came to moving again, 6 years later, I didn't hesitate in contacting her again. Our situation was perhaps a little more complicated this time around, but that was no bother, and the mortgage is all arranged. I highly recommend her services - very responsive, direct, and has not yet let us down. I really really have no wish to move again for a very long time, but if I do, I will definitely be reaching out for a 3rd time!
David Gibson
Aug 03, 2018
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I used the services of Matthew Harris to facilitate my DB pension transfer. I considered a number of other IFAs before I chose Matt. He impressed me with his knowledge and his approach to the process. His quote was also one of the most competitive. During the transfer process, he kept me up to date, and challenged my thinking to make sure I was aware of all factors before making a final decision. Matt completed the process in a very timely manner. Matt listened carefully to my wishes before suggesting an investment strategy to meet my future needs. I would recommend his services in this area.
Andrew Pattinson
Jan 03, 2018
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I asked Wendy Cochran to review the benefits of moving a final salary pension scheme. They provided a very quick response to my initial request, asking me to provide comprehensive details about the scheme and once I had done this they provided a detailed report on my circumstances within 2 days. The report was comprehensive, insightful and completely free. They recommended I take no action. Given this denied them an opportunity to earn a fee I genuinely believe they acted in my best interests.
Kevin D.
Dec 25, 2017
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I contacted Wendy Cochran because I was looking to transfer a final salary pension. Initially, I chose them because they were verified and qualified, and had clear details on their website that covered my area of interest. I was also keen to be able to conduct the correspondence online which I also gleaned from the website. From the outset I received very clear information from Matthew concerning fees and at what point they would be charged and a clear view of the process stages that would be required to achieve the transfer. The advice I was given was very professional and constructive and in
Chris Linfoot
Jul 12, 2017
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I contacted Wendy Cochran Independent Financial Advice with regard to transferring my DB pension to another platform. After sending all my paperwork and details, Matthew Harris carried out an analysis and determined that the transfer would not be in my best interests. Their fee structure means that they only receive payment if the transfer is completed, so this initial work was carried out at their expense. I appreciated the time and effort that Matthew put in and the advice that he gave me.
Drew Metcalfe
Jun 21, 2017
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Wendy is a godsend. She found us a very competitive mortgage several years ago and her professionalism and attentiveness was frankly faultless. She has recently been back in touch without any prompting to highlight a special lower rate our current mortgage lender is offering which we would have simply missed and its was so simple to arrange. It is very nice to be able to trust that Wendy will be in touch if there are improved or better options available to us. Thanks Wendy.
Tracey Roberts
May 04, 2017
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I contacted Matt about a potential defined benefit transfer. The process was very straight forward and I was able to complete a fact find and risk questionnaire all online. Matt reviewed my details and was able to provide a response quickly and via email, clearly detailing the reasons for his views. Extremely happy with the service received and I would not hesitate in contacting Matt again for future advice.
David Finnegan
Nov 16, 2016
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Wendy had set up a property investment for my wife and I a few years ago, which we were very happy with. When we subsequently needed advice on retirement and investment options, we had no hesitation in getting back in touch. We then met with Matt, who provided equally clear, unambiguous and reassuring responses to our queries. The actions agreed were carried out very quickly and efficiently. It was a pleasure doing business with both Wendy and Matt, and we would strongly recommend them to others.
Eunice & Dave, Fife, September 2016
Eunice & Dave, Fife, September 2016
