Based in Boston Spa, Yorkshire, but serving clients across the UK, Matthew Harris is a Chartered Financial Planner, regulated and authorised by the Financial Conduct Authority. As an independent financial adviser, Harris IFA is not tied to any bank, insurance or pension company, and offers unbiased advice on wealth management, pensions, investments, mortgages, life insurance and many other areas of personal finance.
Nineteen years of previous experience as a professional investment manager, for companies such as Aegon, Scottish Widows and Standard Life, has given Matthew a deep understanding of how the financial markets work. He uses this knowledge to design and manage investment portfolios for his clients in their pensions, stocks & shares ISAs and general investment accounts.
Nineteen years of previous experience as a professional investment manager, for companies such as Aegon, Scottish Widows and Standard Life, has given Matthew a deep understanding of how the financial markets work. He uses this knowledge to design and manage investment portfolios for his clients in their pensions, stocks & shares ISAs and general investment accounts.
Services
We are based in Boston Spa, but offer comprehensive independent pension advice to clients across the UK. Sad as it might be to admit, we live and breathe pensions. Whether it is how to invest them, or the vagaries of tax relief, or the intricacies of the Annual and Lifetime Allowance, we just find pensions a little bit fascinating.
If you have a sum of money to invest then we will recommend an investment company, and design a portfolio of investment funds with the right balance of risk management and growth potential for your needs. If you are considering consolidating your existing investments or ISAs into one pot we will provide a free assesment of whether this in your interests or not.
No face-to-face appointment is required for mortgage work, unless you would prefer to have one. We process most mortgage applications entirely based on phone and email conversations, which means less hassle for you, and faster mortgage approvals. Even better, for mortgages over 150,000 we charge no arrangement fee.
We offer free advice on your life insurance, critical illness and income protection needs, whether you are based in Boston Spa, Yorkshire or anywhere else in the UK. We will check that your current cover is adequate, and can't be sourced at a lower cost. Once cover is arranged you and your family will know that financial protection (such as a tax-free cash sum or a monthly income) is in place should life throw a surprise at you.
As with all our pension and investment clients, we will design a portfolio of investment funds to match your appetite for investment risk, and personal circumstances. Your total portfolio risk, and the maximum potential loss you could suffer in a stockmarket crash. Which providers would offer the best platforms to manage your money on (we never touch your money ourselves).
Reviews (8)
Emma Carter
Jan 03, 2021
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Wendy has made the whole process from getting our original mortgage offer to securing us a new offer when that one came to an end an absolute dream! We cannot thank the team enough for all their hard work answering our questions and organising the deals and would not hesitate to recommend them to everyone looking for financial products and guidance on said products. Thank you again!
Max Carter
Aug 01, 2019
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Exceptional service throughout. As first time buyers with a plethora of questions, Matt has gone out of his way to support us at every stage of the process. He took the time to answer everything with great patience and also, to establish an excellent working relationship. I could not recommend him more. We fully intend to use Harris IFA again for any future financial advice we require. Thank you!
Lewis Mclean
Dec 07, 2017
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Neil Aitken
Nov 07, 2017
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Rolo
Sep 14, 2017
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Frans Kooy
Aug 26, 2017
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I consulted Matt Harris about whether to take a final salary pension or take the transfer value. I got a very quick and responsive service. Matt tested several outcomes, his presentation of the information was the clearest that I have seen from a financial adviser, and his final advice was sensible and unbiased. Would definitely recommend.
Lynsey Sadler
Jul 04, 2017
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Alastair Reynolds
Jun 07, 2017
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