We provide independent advice to first time buyers homemovers, remortgagers and buy to let landlords. Established in 1989 we are independent mortgage advisers covering Berkshire, North Hampshire and South Oxfordshire. Craig kept me informed at all times, was prompt replying and made the whole process clear and straightforward.
As first time buyers they were so friendly and helped us understand all our options and the jargon of mortgages and insurance. We have been using VFS for over 4 years now and we would highly recommend this service to anyone. Craig is excellent and very helpful. There are many types of Protection Policies to choose from.
As first time buyers they were so friendly and helped us understand all our options and the jargon of mortgages and insurance. We have been using VFS for over 4 years now and we would highly recommend this service to anyone. Craig is excellent and very helpful. There are many types of Protection Policies to choose from.
Services
Our qualified friendly team have been providing mortgage advice since 1989. We understand the need to take time with clients to help them achieve their borrowing requirements. As Associate members of the Society for Mortgage Professionals and with over 40 years mortgage experience in the mortgage advice we are ideally placed to help you through your mortgage journey.
Whether you have outgrown your current home, are relocating or moving for other reasons, we are able to help you understand your borrowing capacity and establish your monthly payments. More importantly we can take the responsibility of making a recommendation that best fits your needs. Moving house is one of the most stressful things you can do.
A Buy to let property can be a good way of investing in property and creating a potential income stream. You can do this via a Buy to Let mortgage, or perhaps re-mortgage your current residence to a "let to buy" when moving to a new home. We are independent mortgage advisers and with our extensive access to the UK mortgage market we are able to advise on the best products that suits your needs.
Help to Buy is a Government backed scheme designed to help people onto to the property ladder. Where a buyer only buys a certain percentage of the property, say 50% with the other half owned by a Housing Association. You buy your share with a deposit and mortgage in the normal way and the other half would be rented from the Housing Association.
There are many reasons why people have adverse credit registered against them. It may be late payments on a credit card, personal loan or mortgage, and in more serious cases Individual Voluntary Arrangements (IVA's) or Bankruptcy. But adverse credit is no longer the problem it was 20 years ago. There are numerous lenders who will provide funding where borrowers have had historic credit problems.
Reviews (10)
Kieran Townsend
Nov 29, 2021
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David and his team have been a huge help in securing a mortgage for us. The worked diligently and promptly in difficulties to get us a good deal and allow us to move in to our new home. From start to finish they have been very attentive to our needs and acted promptly for us.
We are very grateful and would recommend Village Financial services to anyone.
We are very grateful and would recommend Village Financial services to anyone.
Luke Wormstone
Nov 25, 2021
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We used Village Financial when trying to secure a mortgage to buy our first home. David was fantastic throughout, he was responsive and was happy to answer all of our questions no matter how small. The purchase process took longer than we'd hoped, but David kept in touch and was patient and considerate of our needs throughout.
We would be happy to use their services again and would recommend them un-reservedly.
We would be happy to use their services again and would recommend them un-reservedly.
Matt Lambourne
Nov 21, 2021
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We first used village financial services back in 2009 when buying our first home. We had no idea what to expect but Dave and his team were extremely helpful and explained everything along the way. We have since remortgaged, and recently moved house using their services. The team are always professional and offer a number of options for us to meet our needs and we have always found that the savings they provide us significantly outweigh the cost.
Rajowana Islam
Nov 18, 2021
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I used Village Financial and Craig helped me secure my first mortgage. It has been an absolute pleasure to work with Craig. From the initial stage till the end, he made me feel as ease with the whole process; by keeping me up to date with all that was going on, making it very clear for me, and quick at responding. Thank you for helping me, without which I may have not gotten the property. I would not hesitate for a second to recommend Craig and the team. At the end of the process, he sent me a mortgage recommendation letter, which is nice to see how it is broken down with an explanation of the
Ray Crayton
Nov 17, 2021
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Nick Connell
Nov 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I've dealt with Craig at Village for several mortgages over the years and he has always provided a superb service and always produces great mortgage offers, even given my slightly awkward circumstances. Recently he secured me an excellent 5 year fixed rate deal. I can't recommend Village highly enough. Great service!
I've dealt with Craig at Village for several mortgages over the years and he has always provided a superb service and always produces great mortgage offers, even given my slightly awkward circumstances. Recently he secured me an excellent 5 year fixed rate deal. I can't recommend Village highly enough. Great service!
Natasha Rodrigues
Oct 18, 2021
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We have used Village Financial Services a number of times when looking for a new mortgage or life cover, and Craig has always been brilliant. He is always very flexible, willing to work around our busy schedules. He is also very knowledgeable, and always ensures we understand the product being offered. He has found us some great deals in the past. We would highly recommend using Village Financial Services.
Luke Day
Oct 16, 2021
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I worked with Craig to find a decent mortgage deal for more than one property as a first time buyer (one unfortunately fell through due to seller issues). Craig was always proactive in helping me throughout the entire time and was understanding of my circumstances and requirements always replying in a prompt manner to any questions I had about the process. The ability of Craig to rapidly get an agreement in principle for exactly the mortgage I was after was crucial in the agreement of sale for the house I wanted to purchase, given the frenetic nature of the market at the time. Very happy with the
Tim Rooke
Oct 04, 2021
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We found the professionalism of this service outstanding. We have now arranged two mortgages and numerous insurances through Craig because we found him to have integrity, he kept things simple, and gave us confidence that we were making good decisions for our future. Craig and his team have a can do attitude that is rare to find. It's a pleasure to be able to recommend them wholeheartedly if you need support financially.
Nic D.
Sep 13, 2021
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