Cogent Financial Planning
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Cogent Financial Planning
How would your family manage after a life changing event such as death or a long term illness?. Whatever your current situation, the need for clear, concise, and truly independent financial advice is more important than ever. You want to know your assets are protected, your family's future is stable, and you're not being sold products which aren't suited to your financial situation.

Based in leafy Shefford, Bedfordshire, Cogent Financial Planning is a deeply-rooted, down-to-earth, and trusted financial advisor to individuals and businesses across the three counties. Contact us today for a FREE no obligation assessment, and we'll complete an in-depth analysis of your financial goals, investment strategies, and retirement plans.
Services
Our team is made up of a number of expert financial advisers - depending on where you are based and what your needs are, you will be helped by Bev, Neil or Wendy. Our approach to mortgage brokering and financial advice in general goes slightly against the 'norm.' We're all about one-to-one, face-to-face personal care and attention.
It's true to say that insurance tends to be a greatly undervalued product until you actually need to use it. At this point it then transforms into the most intelligent purchase you have ever made. We want you to feel confident and secure in all aspects of your life by having adequate insurance in place across every potential risk.
Are you unsure where to put your money, and confused by the sheer volume of products out there? You work hard for your money. You're entitled to want the best return on your investment, but with literally hundreds of providers and thousands of investment products to choose from finding the right one for you can be overwhelming.
The pensions market is an ever changing world, with new legislation and reforms being brought out on a regular basis. This has led to more confusion than ever as you seek the best options available when planning your savings for retirement and what to do when you reach retirement age.

That's pretty much the prospect for most people unless you make additional pension arrangements, either by setting up a personal pension or by being part of a company scheme.When you retire you will still need food and shelter as an absolute minimum, but of course you will also want to maintain the lifestyle to which you have become accustomed.
We can guide you through the maze of equity release, making sure you choose the right solution for you. We'll help you understand the effects on your spouse, your family, and your future income in clear and simple terms. You won't hear any technical jargon from us, and if we think there's a more suitable alternative to dipping into your property we'll tell you.
Reviews (1)
Dominic Hughes
Dominic Hughes
Nov 07, 2018
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I have used Cogent twice for mortgages and have found them to be excellent. I have absolutely no hesitation in recommending them.