Would you require a regular income or a cash sum if you suffered a serious illness or disability?. Are you making the best use of any spare capital or surplus income? The value of investment can go down as well as up and you may not get back as much as you put in. We hope you find the site both useful and informative.
Services
Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their contact telephone number. Kevin established St Clair Financial Planning in 2015.
He has worked in financial services in various roles since late 1998 and has been giving advice to clients since 2000 when he achieved his Financial Planning qualifications.In addition to this he is a fully qualified mortgage and equity release specialist. Kevin has 2 children, Daniel & Christopher and most of his time outside of work will be spent running after them and trying to relax with his family.
He has worked in financial services in various roles since late 1998 and has been giving advice to clients since 2000 when he achieved his Financial Planning qualifications.In addition to this he is a fully qualified mortgage and equity release specialist. Kevin has 2 children, Daniel & Christopher and most of his time outside of work will be spent running after them and trying to relax with his family.
This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events. This document contains a short explanation of Capital Gains Tax, the allowances available in the 2021/22 tax year, and how you can use it in your year end tax planning.
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions. The value of investments and the income they produce can fall as well as rise.
Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available. Buy to let mortgages are not regulated by the Financial Conduct Authority.
It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch. A workplace pension is a way of saving for retirement arranged by an individual's employer.
Reviews (14)
Okwu Godwin
Jan 07, 2022
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This confidence and trust has been what I have craved for in an expert trader for years now and I am so happy to finally get all this from you Mrs George Stephanie for you have proven all what I have heard about you is the true, by investing $500 with Mrs Stephanie I made $6050, it not the profit alone I am glad about but the instant withdrawal into my bank account, I am forever grateful and will tell the world about you, get in touch with her via: Email: Georgestephanie831@gmail.com WhatsApp: +16269898464
Okwu Godwin
Jan 07, 2022
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This confidence and trust has been what I have craved for in an expert trader for years now and I am so happy to finally get all this from you Mrs George Stephanie for you have proven all what I have heard about you is the true, by investing $500 with Mrs Stephanie I made $6050, it not the profit alone I am glad about but the instant withdrawal into my bank account, I am forever grateful and will tell the world about you, get in touch with her via: Email: Georgestephanie831@gmail.com WhatsApp: +16269898464
Anne Mcguire
Dec 13, 2021
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I referred my friend Rose to Kevin McKay at St Clair Financial Planning when she & her husband were struggling to work out how to access various pensions for their retirement. The feedback I received from both her and Rose husband Alastair was as follows:
“We didn’t know where to start to access our pensions and we were getting pretty stressed… about the daunting situation that was in front of us.
After I spoke with Anne, she recommended we talk with Kevin McKay.
Kevin did a wonderful job, took all the stress away from us knowing our business was in great hands. He continues
“We didn’t know where to start to access our pensions and we were getting pretty stressed… about the daunting situation that was in front of us.
After I spoke with Anne, she recommended we talk with Kevin McKay.
Kevin did a wonderful job, took all the stress away from us knowing our business was in great hands. He continues
Anne Mcguire
Dec 13, 2021
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I referred my friend Rose to Kevin McKay at St Clair Financial Planning when she & her husband were struggling to work out how to access various pensions for their retirement. The feedback I received from both her and Rose husband Alastair was as follows:
“We didn’t know where to start to access our pensions and we were getting pretty stressed… about the daunting situation that was in front of us.
After I spoke with Anne, she recommended we talk with Kevin McKay.
Kevin did a wonderful job, took all the stress away from us knowing our business was in great hands. He continues
“We didn’t know where to start to access our pensions and we were getting pretty stressed… about the daunting situation that was in front of us.
After I spoke with Anne, she recommended we talk with Kevin McKay.
Kevin did a wonderful job, took all the stress away from us knowing our business was in great hands. He continues
Lucy Reynolds
Aug 05, 2021
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I am now in my new house and it is safe to say, I wouldn’t be if it wasn’t for Kevin and Nicole. Kevin was recommended to me by a friend and thank goodness he was. They absolutely made the impossible, possible. Amazing communication, I trusted that my mortgage was in safe hands 100% of the time, even though it was more complex than your average application due to it being a 2nd property and me starting a new job. I couldn’t recommend them enough, you have a lifetime client with me.
Lucy Reynolds
Aug 05, 2021
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I am now in my new house and it is safe to say, I wouldn’t be if it wasn’t for Kevin and Nicole. Kevin was recommended to me by a friend and thank goodness he was. They absolutely made the impossible, possible. Amazing communication, I trusted that my mortgage was in safe hands 100% of the time, even though it was more complex than your average application due to it being a 2nd property and me starting a new job. I couldn’t recommend them enough, you have a lifetime client with me.
Kirsten McCormick
Aug 06, 2020
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Recommend St Clair Financial Planning for anyone buying their first home. Such a quick and efficient service ensuring we were able to meet some tight deadlines. They answered any questions quickly, explained every part of the process and kept us up to date throughout it all. Kevin and Nicole were so friendly and kept everything simple - no legal jargon! First class service 👏🏻
Kirsten McCormick
Aug 06, 2020
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Recommend St Clair Financial Planning for anyone buying their first home. Such a quick and efficient service ensuring we were able to meet some tight deadlines. They answered any questions quickly, explained every part of the process and kept us up to date throughout it all. Kevin and Nicole were so friendly and kept everything simple - no legal jargon! First class service 👏🏻
Andy McKay
Apr 09, 2020
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Andy McKay
Apr 09, 2020
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Danielle Goudy
Dec 13, 2019
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Danielle Goudy
Dec 13, 2019
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Sean McGinley
Apr 02, 2019
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Sean McGinley
Apr 02, 2019
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