Helping everyone from home owners to first time buyers, or if you are seeking a re-mortgage or looking to invest in a buy to let. At the mortgage market we are dedicated to building a meaningful long term relationship to help you through the financial maze. We understand that everyone's needs are different and our approach is as individual as you are.
We provide a quality of advice and solutions that will help you achieve your own goals and aspirations. Buying a home is one of the most important purchases you will make. There are thousands of mortgages and schemes available to search through. Here are the Mortgage Market will we research the whole of the market for you identifying the best deal and offering you a full advice and recommendation service.
We provide a quality of advice and solutions that will help you achieve your own goals and aspirations. Buying a home is one of the most important purchases you will make. There are thousands of mortgages and schemes available to search through. Here are the Mortgage Market will we research the whole of the market for you identifying the best deal and offering you a full advice and recommendation service.
Services
At The Mortgage Market UK Ltd, we are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client.
At the mortgage market you will have access to your own personal mortgage expert who will guide you through every stage of the application process.
We will research the Whole of the Market for you, recommend the most suitable lender based on your own unique circumstances, carry out a decision in principle with the chosen lender, help you with placing an offer in with the estate agents for your new property, submit the full mortgage application on your behalf, liaise with the mortgage lender throughout until the mortgage offer is produced, deal with the estate agent and solicitor until your mortgage completes and you move in.
We will research the Whole of the Market for you, recommend the most suitable lender based on your own unique circumstances, carry out a decision in principle with the chosen lender, help you with placing an offer in with the estate agents for your new property, submit the full mortgage application on your behalf, liaise with the mortgage lender throughout until the mortgage offer is produced, deal with the estate agent and solicitor until your mortgage completes and you move in.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender. Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
A buy to let mortgage or BTL as it is often known is a type of mortgage that is used on buy to let properties. A buy to let property is an investment property which is rented out for profit. No matter whether you are investing in buy to let property for the rental income or the potential capital growth it is essential you get the right buy to let mortgage deal.
Trying to secure a mortgage when you are self employed can be far more difficult than for a salaried applicant. When you are self-employed you must be able to prove your income to the lender which can more difficult than if you are simply employed and have payslips.
Having an independent mortgage broker acting on your behalf can be priceless; our advisors know how to get application accepted even after certain high street lenders have turned them down.We take the time to understand your own personal circumstances and get to know your business so we can present your mortgage application in the best way to the lender, giving you the highest chance of being accepted.
Having an independent mortgage broker acting on your behalf can be priceless; our advisors know how to get application accepted even after certain high street lenders have turned them down.We take the time to understand your own personal circumstances and get to know your business so we can present your mortgage application in the best way to the lender, giving you the highest chance of being accepted.
Reviews (10)
Ian Bluck
Nov 05, 2021
Report
Positive: Professionalism
Joel and Steve worked diligently getting my remortgage through. I'm quite a complex case with lots of different businesses, but they were able to structure a deal that was better value than anywhere else and worked with both myself and the mortgage provider to get it over the line. I couldn't recommend them highly enough, top drawer.
Joel and Steve worked diligently getting my remortgage through. I'm quite a complex case with lots of different businesses, but they were able to structure a deal that was better value than anywhere else and worked with both myself and the mortgage provider to get it over the line. I couldn't recommend them highly enough, top drawer.
Brendan Booth
Feb 23, 2021
Report
Bernard at the Mortgage Market has been fantastic. We have gone from application to offer on two mortgages (inc a buy to let, porting and additional borrowing) in six weeks. Both mortgages required surveys and underwriting.
Every steps has been explained and we have been kept informed of progress at every stage. The key thing that Bernard did was get us organised with all the paperwork and credit checks before we started. At no point did we need to submit anything extra.
Big thank you
Every steps has been explained and we have been kept informed of progress at every stage. The key thing that Bernard did was get us organised with all the paperwork and credit checks before we started. At no point did we need to submit anything extra.
Big thank you
Charlotte Adams
Feb 02, 2021
Report
Bernard from The Mortgage Market UK has helped myself and my partner in securing a good mortgage rate with a term that suited us for a house we love. As first time buyers he helped us with every possible question whenever we asked and managed us secure the mortgage within a month!
He was always available to listen to any questions we had and got back to us with answers extremely quickly. We would definitely recommend his services and would use him again in the future :)
He was always available to listen to any questions we had and got back to us with answers extremely quickly. We would definitely recommend his services and would use him again in the future :)
Kirsty Bassett
Jan 29, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Bernard at The mortgage market UK was great throughout the whole process. I highly recommend him to anyone, after having a nightmare previously trying to get our mortgage Bernard had it all sorted within a matter of weeks! I can’t thank him enough.
Bernard at The mortgage market UK was great throughout the whole process. I highly recommend him to anyone, after having a nightmare previously trying to get our mortgage Bernard had it all sorted within a matter of weeks! I can’t thank him enough.
Aimie Miller
Dec 21, 2020
Report
Bernard sorted out mortgage out for us, as we were first time buyers we had no idea where to begin. Bernard took all the stress away and sorted everything out, nothing was too much trouble and was always a phone call away if we were unsure about anything. We had a few hurdles along the way but Bernard managed to sort everything out. We can not recommend him enough, we will definitely be recommending him to everyone.
Lisa Welchman
Dec 05, 2020
Report
Jayne
Aug 17, 2020
Report
We went with The Mortgage Market UK for our recent re-mortgage as they were highly recommended by a friend. They haven’t let us down. Extremely professional service and there every step of the way to answer any of my concerns. I’m a total worrier! We used both Steve and Bernard and they were both fantastic. If you’re looking at re-mortgaging don’t hesitate to use them. I’ll be using them again and again from now on.
Marena Gambling
Jul 23, 2020
Report
Ben Miller
Jun 26, 2020
Report
Positive: Professionalism, Quality, Responsiveness, Value
I can’t recommend the mortgage market enough Bernard was so helpful and professional he works round the clock to get you the best deal possible he’s always there for any questions you have and keeps you updated on every part of the mortgage process if you need a mortgage advisor look no further
I can’t recommend the mortgage market enough Bernard was so helpful and professional he works round the clock to get you the best deal possible he’s always there for any questions you have and keeps you updated on every part of the mortgage process if you need a mortgage advisor look no further
Chanheehee
May 10, 2020
Report
Thank you to Bernie at The Mortgage Market UK. From start to finish you were always on hand to advise me and keep me up to date with every step. I went from a mortgage of 6.35% to a very nice 1.35% within 6 weeks of starting the process, saving me £215 a month and paying off more of the capital! So pleased with your work that I’m now sorting out life cover and my will with you as well😁