Prosper Home Loans are here to give you valuable and comprehensive information about UK Mortgages. With whole of market access to thousands of UK mortgages we work both locally in and around the Sussex area and across the UK to help our clients find a mortgage that exactly suits their needs.
A mortgage is often the biggest financial commitment you will make and getting professional advice is vitally important and could save you thousands or even tens of thousands of pounds over the life of the property loan.Mortgage Brokers and Advisors based in Hastings and East Sussex we have been providing expert mortgage and insurance services locally and to the UK market for many years.
A mortgage is often the biggest financial commitment you will make and getting professional advice is vitally important and could save you thousands or even tens of thousands of pounds over the life of the property loan.Mortgage Brokers and Advisors based in Hastings and East Sussex we have been providing expert mortgage and insurance services locally and to the UK market for many years.
Services
The service you provided me was outstanding, without your help I do not think I would have been able to buy this house I went to many mortgage brokers who gave me false hope and wasted my time. Your service provided me with quick response up to date information and you was never too busy to answer my call.
Whether you are buying a freehold or leasehold property, here at Prosper Home Loans we have the experience needed to help and guide you to the best available mortgage deal for your circumstances. We aim to provide you with as much information as possible on our website, but we are always available to speak to you to advise and reassure you.
What is a Mortgage? A mortgage is a legal agreement where money can be loaned to you so that you can buy property or land. A mortgage usually runs for 25 years, but can be altered to a longer or shorter period of time. The purpose of a mortgage is to secure the loan against the value of the property or land until it has been paid off.
With the Help to Buy Mortgage Guarantee scheme, you are responsible for the repayments on the whole mortgage you take out but the government will offer a guarantee on a part of your mortgage. This means that lenders who participate in this scheme are in effect able to offer mortgages of up 95% of the purchase value.
Share to Buy is a government scheme which is offered through housing associations and which is designed to help people get on the property ladder and own their home. This is a Shared Ownership Scheme, which means you don't have to buy all of the property you live in but you can buy only a part of your home, depending on how much you can afford.
Reviews (10)
Sophie Evans
Dec 05, 2021
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I've heard so many horror stories regarding purchasing a home. So many things can go wrong and it can cause so much stress.
My experience was nothing like this!! The whole experience was a breeze and my mortgage was offered almost immediately. I used Ethan Gale and I would recommend him to anyone. He even came into work during his annual leave to sort something for me (complete diamond) An absolute credit to your firm and I advise anyone looking to purchase/remortgage to reach out to him!!
My experience was nothing like this!! The whole experience was a breeze and my mortgage was offered almost immediately. I used Ethan Gale and I would recommend him to anyone. He even came into work during his annual leave to sort something for me (complete diamond) An absolute credit to your firm and I advise anyone looking to purchase/remortgage to reach out to him!!
Claire Daynes
Dec 02, 2021
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An outstanding experience with this company. I spoke to Paul explained my situation. He listened to my requirements. Within a matter of days I received an excellent deal which will finally improve my life. The efficiency has been remarkable. I also received an offer in days. I would certainly recommend this company and if my situation changes I would definitely return as a customer. Thankyou.
David McMurdo
Nov 30, 2021
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Dave Martin
Oct 05, 2021
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Paul has been incredibly helpful from the start of the process, answering all questions we have and guiding us through each step. He has responded to all emails and queries exceptionally quickly, making the whole process as stress free as possible. Ellie has also been on hand quickly when we have needed her, clearly explaining what was needed and when. We have been very impressed with Prosper Home Loans and would definitely recommend them and use them again in the future.
Dan Moisei
Oct 05, 2021
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Thank you to Prosper for helping me make my dream true.Paul MacMath ,Ellie and Matthew were absolutely amazing every step of the way and made my family happy.A long-awaited dream has come true.I had a pleasure to collaborate with a professional team who really know their job.I want to thank with all my heart the Prosper Home team,who supported me and help me all this way.I am really very satisfied that I had such a good people with me in the most important period of my life.They did a really great job.I wish you best of luck.I recommend with confidence.
Jez James
Sep 30, 2021
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Rachel Brooker
Sep 22, 2021
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Lucy Smith
Sep 01, 2021
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Prosper Home Loans were recommended to us by a family member, and using their service turned out to be the best decision we ever made! Tracey was very understanding and supportive of me as a first time buyer. She was availble whenever needed, was extremely patient and explained everything that I needed to know. Provided a very professional and approachable service. I will be recommending Prosper to everyone I know and would advise anyone buying a property to NEVER settle with the in-house advisors/solicitors recommended or through your estate agent. Prosper and Taylor-Rose turned out to be a lot
Phil Stephenson
Aug 31, 2021
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Caroline Tasker
Jul 19, 2021
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Ethan and the team were absolutely fantastic at supporting and providing guidance through the whole process of securing a new mortgage and getting our dream home. Ethan in particular was so helpful, quick to respond to queries and took the time to explain everything in detail. He couldn’t have been more helpful or efficient. Without a doubt will be using again in the future. Thank you so much
