We are a small firm providing independent financial advice to people who want to plan their retirement. Our clients benefit from the clarity which financial planning brings and have the peace of mind that they're in safe hands. We focus on being better, not bigger, which means our clients benefit from a truly personal service.
We are led by Paul Mullin, a Chartered Financial Planner, who is also highly rated on VouchedFor, a website that allows clients to rate and review their financial adviser. He must undertake ongoing development to ensure his knowledge and skills are kept up to date.
We are led by Paul Mullin, a Chartered Financial Planner, who is also highly rated on VouchedFor, a website that allows clients to rate and review their financial adviser. He must undertake ongoing development to ensure his knowledge and skills are kept up to date.
Services
We work with people who are planning for or who are already in retirement. We use state of the art technology or financial 'sat-nav' to build a picture of where you are now and how to plan the route to a successful retirement. We use sophisticated cash flow analysis software to help you visualise your future and build your retirement plan.
Paul's role is to bring peace of mind to his clients through sensible and clear planning. He takes great satisfaction in helping people achieve their financial goals and his clients appreciate knowing that their finances are in safe hands. Paul's career path is an unusual one. He started in financial services before signing as a professional footballer for Accrington Stanley.
By specialising in working with these three groups, we can provide truly expert advice, with an in-depth knowledge of the challenges you may face. We help you plan a route to the retirement you want to achieve. I was unhappy with my previous adviser and needed help because I had inherited some money.
We only work with clients when we are confident that we can improve their financial future and help them achieve their retirement objectives. The best thing about our job is giving our clients the confidence to fund the retirement lifestyle they have worked so hard for. We first met David and Gillian in 2012 to discuss David's pension options.
We build financial plans based on our expertise, extensive research and a thorough understanding of your needs. We spend a lot of time getting to know you and your situation. We only ever put a plan in place when we are confident it will improve your retirement outcomes. We don't apologise for the amount of time it takes to design and implement the plans we create.
Reviews (10)
Elliot Marsden
Aug 18, 2021
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Martin Hall
Jan 04, 2021
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Paul has delivered a quality service and guided us through the process step by step. We had several small pensions which were not delivering much of a return. We transferred the pensions and invested in low risk investments which have doubled our previous returns. I would highly recommend Ten Financial Planning. Paul is very friendly and explains the process and risks in basic terms which gave us,the investors, confidence, feeling involved and in control of our investments.
Clive Marsden
Oct 25, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Very well presented analysis and forward performance predictions on income and assets using modern predictive tools and displays. Personable delivery and interplay with us as clients. Swift reaction if any actions are needed. Full explanation of reasoning and involvement and agreement in any movement of assets.
Very well presented analysis and forward performance predictions on income and assets using modern predictive tools and displays. Personable delivery and interplay with us as clients. Swift reaction if any actions are needed. Full explanation of reasoning and involvement and agreement in any movement of assets.
Simon Graham
Oct 13, 2020
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My partner and I have using Ten Financial Planning Ltd since they first opened. To date I have found their approach to business to be both fair and transparent. Fees are dealt with upfront without any hidden additions.
Using technology such as VoIP, video conferencing and portals benefits them and I as a client - so win-win!
Using technology such as VoIP, video conferencing and portals benefits them and I as a client - so win-win!
Tim Wright
Sep 28, 2020
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Paul was recommended to us as not happy with previous company. He was open, honest and practical in all his suggestions. He is easy to talk to and fees are transparent. He explains everything in a way that is easy to understand without all the jargon that can be confusing. He is down to earth and understood our future needs. Extremely happy with the service received. Tim and Susan, Burnley.
Ken Rides
Sep 07, 2020
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We have dealt with Ten Financial Planning for many years.
Paul is very trustworthy, always well prepared and ensures we fully understand all aspects of our investments. Any questions we have are responded to very promptly. We receive a monthly newsletter which is always very helpful and informative.
We have no hesitation in recommending this company.
Paul is very trustworthy, always well prepared and ensures we fully understand all aspects of our investments. Any questions we have are responded to very promptly. We receive a monthly newsletter which is always very helpful and informative.
We have no hesitation in recommending this company.
Brian Walsh
Sep 01, 2020
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When it came to my retirement I had a number of pensions both private and company, not all of them compatible with my needs, due to not having full control over the company pensions. I knew of Paul because I had used his Father Bernard’s financial services in the 1980/90’s and was very satisfied with the advice he gave me. I wanted to put all my pensions with one company instead of having 3 different pension suppliers and after trying unsuccessfully to do this by myself decided I needed help. Had a look around and contacted a few companies then came across Paul, he had a look at my various
Chris Grimsley
Aug 06, 2020
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Paul has been my financial advisor for several years. After previous experiences, it was a great relief to find someone who spent time exploring my goals and attitude to risk, educated me about various products, informed me about options and fees. More than that, he is a really nice guy. I couldn't be happier, and recommend him without any hesitation.
Paul Sutcliffe
Jul 26, 2020
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As one of Ten Financial Planning's earliest clients, we have always received excellent professional advice on our retirement finances.
We find Paul Mullen to be very personable and responsive to our needs and his charges are always very fair. We would recommend this company
to anyone looking for sound financial advice in their retirement.
We find Paul Mullen to be very personable and responsive to our needs and his charges are always very fair. We would recommend this company
to anyone looking for sound financial advice in their retirement.
Chris Muriel
Jun 05, 2020
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Positive: Professionalism
Well versed in available options and lucid in explanations of the pros and cons of different choices. Useful statistics supplied on request or at regular reviews, again with good explanations. Good to see that my wife's eyes didn't glaze over too quickly during annual review meetings!
Well versed in available options and lucid in explanations of the pros and cons of different choices. Useful statistics supplied on request or at regular reviews, again with good explanations. Good to see that my wife's eyes didn't glaze over too quickly during annual review meetings!
