Secured loans provide an effective way to release funds for reasons such as home improvements, debt consolidation, holidays or to pay a tax bill. The current financial climate has paved the way for a wider choice of products to utilise when the need to generate additional capital arises, but a re-mortgage is not possible or viable.
Hoskin Homeloans are able to arrange secured loans against a variety of properties. With variable rates at an all-time low, a re-mortgage is not always the best option, we are able to provide you with an alternative for almost any purpose. As an independent finance specialist, we are committed to providing the best products, with flexible, responsive service.
Hoskin Homeloans are able to arrange secured loans against a variety of properties. With variable rates at an all-time low, a re-mortgage is not always the best option, we are able to provide you with an alternative for almost any purpose. As an independent finance specialist, we are committed to providing the best products, with flexible, responsive service.
Services
Hoskin Homeloans sources it's secured loans from a whole-of-market panel of lenders, which, combined, covers all types of products from prime clients through to clients with recent or historic credit problems. Client has a very low SVR (Standard Variable Rare) or BBR (Bank Of England Base Rate) tracker mortgage that they do not want to move away from.
Hoskin home loans has access to a panel of lenders who can provide funds by way of second charge secured loans from 10,000 to greater than 2.5 million with LTV's as high as 95%. We pride ourselves on our experience and transparency. FAST AND EFFICIENT SERVICE We know how important it is to receive responsive customer service.
At Hoskin we have a panel of bridging lenders that can assist in short term lending, especially where the high street banks cannot assist. This type of finance is not usually FCA regulated; therefore our funders can afford to adopt a more flexible approach when it comes to assessing deals. Our private funders will typically be investors looking for a quick return on their capital.
Commercial lending has been restricted since the global financial crisis with the High Street Banks now being at times inflexible with their lending criteria. This has resulted in many SMEs not being able to refinance existing properties or purchase new ones, effectively stifling the growth or survival of some of these businesses.
Whether you're an experienced property developer or taking on a project for the first-time, we can look to assist you. We have developed a network of leading providers, and understand which to approach to find the most favorable terms to meet your specific requirements. We arrange the finance for a wide range of projects, from commercial property builds and residential builds, to large scale developments.
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