With over 10,000 mortgage products on the market and more being added each day, sourcing the most appropriate mortgage isn't easy. Millennium Mortgages have access to a wide range of mortgages including many not directly available to the public. Lenders generally use their own system to work out your Credit Score based on the information in your Credit Report and they often check your information at more than one Credit Reference Agency.
It is important to understand how you shape up and check the information these agencies hold against you to help your mortgage chances. Whether you'd like us to visit you for a chat or handle everything over the phone, we'll work around your schedule to make the process as straightforward as possible.
It is important to understand how you shape up and check the information these agencies hold against you to help your mortgage chances. Whether you'd like us to visit you for a chat or handle everything over the phone, we'll work around your schedule to make the process as straightforward as possible.
Services
Millennium Mortgages was established in 1991 in Hull and has since expanded with a base in Huddersfield to offer professional but personal mortgage and protection advice to clients across the UK. All of our advisers are fully qualified with vast experience and we have a number of product specialists in all areas.
Getting onto the property ladder is an exciting time but with so much to think about, it can often feel a little complicated. At Millennium Mortgages, our aim is to take out as much of the stress as possible and walk you through the process of buying your first home. Doing directly to a bank or building society means you'll only hear about the products they have to offer, we search the whole of the market to find the best deal.
Many people will be tempted to stick with their existing lender without shopping around for a cheaper rate first. As an existing lender is only able to offer from a range of their own products, there's a chance you could be missing out on a much cheaper and more suitable product with another lender.
Remortgaging allows you to switch your mortgage from one lender to another, or even negotiate a better deal with your existing one. There are many reasons why you might choose to remortgage, but it often falls into at least one of the following categories. If your existing discounted period is coming to an end, you may be transferred onto your lender's Standard Variable Rate which could be costly.
If you either own or are looking to own a property and want to let it out to paying tenants, you will need a Buy to Let mortgage. As with regular residential mortgages, there are a number of different options and lending is based on affordability. Over the last 3 years I have been building up a buy to let portfolio in Hull and was thrilled when I found out MMS could help me find the best LTD Co. BTL products.
Reviews (10)
Josh Wright
Dec 14, 2021
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Anthony Fox
Dec 12, 2021
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Robert Naismith
Dec 04, 2021
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If you are not sure who to use to arrange your mortgage, then Mark with Millennium Mortgages is who you need. We’ve used him twice now and both times my wife and I have had a very professional and efficient service from Mark who made the process stress free, which is what is needed as arranging and sorting mortgages is no easy task. Highly recommend their services.
Bruno Leia
Nov 30, 2021
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After contacting some recommended states agents and lose all my hopes of getting a mortgage, a friend of mine gave me Millennium Mortgage contract details and from the very first day that contracted them, I've never been forgotten. Particularly the guy called Mike Plaster, full of attention, always updates you, tried his best to find a better deal, not allow you to panic and at the mean time helping to find a life insurance, building insurance and lastly absolutely friendly. Well done Millennium to providing as a nice member of your staff. I finally got my mortgage and if you're struggling to find
Stephanie To
Nov 02, 2021
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Abi
Oct 24, 2021
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I would highly recommend Millennium Mortgages. Mike provided excellent service customer from initial enquiry through to completion. His knowledge and professional approach gave me 100% confidence throughout. Mike ensured that I was kept fully updated during each stage, and was on hand if I had any questions. I will definitely be using them in the future.
Lee Stevens
Oct 15, 2021
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Kerry Grantham
Jul 26, 2021
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Mark has arranged mortgages for me over many years and each time he has been professional and thorough to find the right deal to suit me. I would highly recommend mark to anyone looking to find a mortgage. He has also always been patient in answering my silly questions! 🤣 Even during the pandemic where he couldn’t visit on a face to face basis, he still provided a 100 per cent service over the phone. I would encourage any would-be mortgage hunters to go to mark for definite, you won’t be disappointed 👍👍
Aaron Arksey
Jul 05, 2021
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Excellent service. I had been putting off buying my first house for a couple of years as I had no idea where to start, and even after some research it still seemed so complicated. Mark made the whole process super easy. With a whole load of advice, putting everything in simple terms and letting me know exactly what was required at every stage. Always easy to contact and very responsive throughout the process. I'm now right on the verge of getting the Keys to my first home all thanks to Mark at Millennium Mortgage's. Will be using again!
Daniele Franz
Apr 24, 2021
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Could not recommend Millennium Mortgages enough. Michael Plaster was our appointed advisor and he has advised us from the point of thinking about buying a property all the way through to obtaining a mortgage offer. He was friendly, approachable and very communicative throughout the whole process and never left us too long without providing an update. If you are in need of mortgage advice definitely contact Millennium Mortgages!
