A well prepared pension plan which is regularly reviewed should go some way to providing you with a reasonable level of income in. If you're over the age of 55, equity release offers you a way to use the value of your home to raise money. Equity release has to. Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Welcome to The Excell Partnership LLP, Independent Financial Advice Firm in Chislehurst, Kent. The Excell Partnership was formed in 2009 to provide professional and personable independent financial advice to our individual & corporate clients.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Welcome to The Excell Partnership LLP, Independent Financial Advice Firm in Chislehurst, Kent. The Excell Partnership was formed in 2009 to provide professional and personable independent financial advice to our individual & corporate clients.
Services
We all have goals, dreams and ambitions for the future, for ourselves and our families, but how do we achieve them?. Professional financial planning is the process which aims to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions about your financial future, in the short, medium and long term.
There are events we can all face that have the potential to wreck lives and families. It's a difficult issue to think about, but imagine the impact on you and your family should the main earner in your household die or become seriously ill. It may not happen to you - we hope it doesn't - but it might.
This is cover that pays out on death. Some plans pay upon earlier confirmation of a terminal illness where the prognosis is death within 12 months. It can pay out as a lump sum, or as income for the remainder of the policy term. Cover can last for a set term called Term Assurance, or can last throughout life, called Whole of Life.
This provides income where you are ill or injured, and as a result your income through employment or your normal route stops. If Houseperson's cover is included, then it will pay out upon illness or injury, irrespective of any income stopping. Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age).
This is insurance that pays the hospital or Doctor for your treatment. It can include treatment in a private ward, or being seen earlier in an NHS ward. Some plans also allow you to claim if you are not able to be seen by the NHS within a set period. Other plans may charge a little more and don't have any link to NHS waiting times.
Reviews (1)
Matthew
Apr 30, 2021
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I was recommended the Excell Partnership through a colleague, and have to say the service from day 1 was outstanding.
I was put in touch with Rich Munro who took me through the process with ease and professionalism, and gave me real subject matter expert advice. As a first time buyer working in a job with bonuses and commission it was a real struggle to try and secure mortgage, not to mention the background of a global pandemic to add to the complexity. I genuinely could not have secured a mortgage on my new home without Rich, and have already recommended him to several colleagues. I will be using
I was put in touch with Rich Munro who took me through the process with ease and professionalism, and gave me real subject matter expert advice. As a first time buyer working in a job with bonuses and commission it was a real struggle to try and secure mortgage, not to mention the background of a global pandemic to add to the complexity. I genuinely could not have secured a mortgage on my new home without Rich, and have already recommended him to several colleagues. I will be using
