As a result of the 2007 credit crunch, the number of lenders willing to provide mortgage finance in the UK deteriorated. However, for the purpose of new UK home loans, there is still a limited range of mortgage lenders who have taken control of the market. We provide access to a full range of UK mortgages and re-mortgage products including fixed rate, interest only, capped, discount and variable interest rates and buy to let mortgages.
For more information on our services and what we have to offer, please call us now. The prospect of purchasing any home, especially your first home, can be very bewildering and intimidating. Our main objective is to support you through the whole of the process, from beginning until end, to ensure that you fully comprehend everything to do with the purchase.
For more information on our services and what we have to offer, please call us now. The prospect of purchasing any home, especially your first home, can be very bewildering and intimidating. Our main objective is to support you through the whole of the process, from beginning until end, to ensure that you fully comprehend everything to do with the purchase.
Services
Moneywise Mortgages has become one of the most trusted and respected mortgage brokers in the North of Scotland. Licensed and qualified to advise on all aspects of mortgage lending. Moneywise Mortgages has helped clients buy their first home, remortgage, capital raise, debt consolidate, various help to buy schemes and all other aspects of mortgage lending.
Taking out a mortgage is a big financial commitment, so it helps to know a little more about what's on offer, what your options are, and how the process works. A mortgage is a loan made by a bank or building society to enable you to buy a residential or commercial property. The same with a loan taken out by an individual, mortgage lenders charge interest on the amount you are borrowing.
On some occasions, upon completion of the mortgage application, the borrower may have the power to decide on how the loan is repaid: this may be on an 'interest only' basis, a 'capital and interest' basis or part interest only, part capital and interest. A method where you pay back part of the mortgage capital and the monthly interest.
The prospect of purchasing any home, especially your first home, can be very bewildering and intimidating. Our main objective is to support you through the whole of the process, from beginning until end, to ensure that you fully comprehend everything to do with the purchase. We will assist you in choosing the right solicitor to aid you with the process.
Remortgaging is the process of changing your existing mortgage to another mortgage lender. If your current mortgage deal is coming to an end, or if you've been with your existing lender for a while, this could be a very good time to think about switching to get a better, more cost-effective mortgage deal, and at the same time increase the amount you're borrowing.
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Kieran Cowie
May 30, 2019
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