Welcome to the website of KSM Associates Independent Financial Advisers Limited. We are a firm of independent financial advisers based in Hexham, Northumberland but serving clients right across the North East of England. Being independent means that we can offer advice from the whole range of products available, and that we are flexible on how we are paid.

We therefore act as an agent of the client, not the provider. We advise on all aspects of personal financial planning, including life cover, investments and savings, pensions and retirement planning, mortgages, inheritance tax planning, and business protection. Our clients include individuals as well as businesses.

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About us Report

KSM Associates Independent Financial Advisers has been providing sound financial advice in the North East and throughout the UK since 1990. We pride ourselves on offering totally independent advice to both individuals and business clients of the highest quality. We strive to provide the best service possible to suit your individual financial situation based on your personal circumstances.

Our services Report

This section enables you look up and find out a bit more about a wide range of financial products, and on financial matters in general. It does not offer advice on your particular situation or on any specific product on the market. These days, for people of working age, good health is the normal state, and few people consider what would happen if, due to ill health, their career was interrupted or even stopped.

Resources Report

This section of our site contains guides and calculators to help you think about your financial planning needs. They are aimed at both business owners, who may also be employers, and private individuals with wealth management goals. KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority.

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