Pays out if you are diagnosed as suffering from one of a list of specified critical illnesses. Life insurance is a product all of us in the UK know about but very few actually sit down and calculate how much we need. It's normally done on the back of a mortgage application by your Independent Financial Advisor (IFA).
It can be used for a whole range of other issues outside mortgages such as funeral costs, loans, gifts to family on death. It's a valuable tool when looking at Inheritance Tax Planning (IHT). It can be used for broader situations like covering Key staff members (key man insurance.) Corporate schemes such as group Life cover.
It can be used for a whole range of other issues outside mortgages such as funeral costs, loans, gifts to family on death. It's a valuable tool when looking at Inheritance Tax Planning (IHT). It can be used for broader situations like covering Key staff members (key man insurance.) Corporate schemes such as group Life cover.
Services
Thinking Finance Ltd is made up of advisors in the Financial Services sector, whose main aim is to deliver value for money and advice in plain English. As Independent Financial Advisers we pride ourselves on providing truly impartial advice on investment and insurance matters to our fast growing client base.
Critical Illness Cover can be added on to Decreasing Term Assurance ( Mortgage Protection ) or Level Term Assurance or chosen as a stand alone cover. This plan is designed to pay out if you are diagnosed as suffering from a specific critical illness, such as Blindness, Deafness, Heart Trouble, Heart Attack, Stroke, Various Cancers, Kidney Failure, Permanent and Total Disability, to name but a few.
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