Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest. Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.
Easy to complete the transaction, reasonable price and covers a lease car that is just over one year old. Covers to the end of a three year lease contract. First time I have used you but all was very straightforward in arranging the gap insurance. The premium was also significantly cheaper than that offered by my dealer.
Easy to complete the transaction, reasonable price and covers a lease car that is just over one year old. Covers to the end of a three year lease contract. First time I have used you but all was very straightforward in arranging the gap insurance. The premium was also significantly cheaper than that offered by my dealer.
Services
In the event of your vehicle being declared a total loss, our Finance, Lease and Contract Hire Gap Insurance will pay the difference between the outstanding finance balance and the motor insurer's settlement. Knowledge: Our fully trained professionals are specialists when it comes to car finance and Gap Insurance.
In the event of your vehicle being declared a total loss, Return to Invoice (RTI) or Back to Invoice Gap Insurance pays the difference between the motor insurer's settlement and the purchase price paid for your vehicle.
If you bought your vehicle under a finance agreement (except where the policy is transferred) and the outstanding balance at the point of total loss is greater than the original purchase price, RTI Gap Insurance will pay the difference between the vehicle's current market value and the remaining finance balance.
If you bought your vehicle under a finance agreement (except where the policy is transferred) and the outstanding balance at the point of total loss is greater than the original purchase price, RTI Gap Insurance will pay the difference between the vehicle's current market value and the remaining finance balance.
In the event of your car being declared a total loss, Vehicle Replacement Gap Insurance will pay the difference between the motor insurer's settlement and the cost of a replacement vehicle matching the original model's specification. Vehicle replacement gap cover also protects you if you purchased your car under a finance agreement (except where the policy is transferred).
If your vehicle is written off in an accident or stolen, the pain and inconvenience of being without a car is bad enough. If you're left out of pocket on top of that, those feelings of frustration are only like to grow. Your motor insurer will offer a payout in line with your car's value at the time.
Free Gap Insurance from Direct Gap is a complimentary form of cover which lasts for 14 days from the policy start date. In the event of your vehicle being written off or stolen, Free Gap Insurance will pay the difference between the purchase price and the motor insurer's settlement at the point of total loss.
Reviews (10)
Julie Plant
Dec 29, 2021
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Spoke to Diane today and James previously both were very professional and friendly and they explained everything and answered any questions clearly. Diane dealt with the cancellation of the old policy, allocating the rebate to the new policy in a clear, efficient manner. Excellent customer service skills were demonstrated throughout all the calls I made. We were very pleased with the price quoted, it was considerably cheaper than the dealer quote. We hope we don't have to use it but the peace of mind having a car on pcp if the vehicle was written off we'd be protected, so definitely worth the policy
Gary Kemp
Dec 28, 2021
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Desmond Hughes
Dec 21, 2021
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Stephen Cartwright
Dec 21, 2021
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Alan Warnock
Dec 19, 2021
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Positive: Professionalism, Responsiveness, Value
I rang today and spoke with Diane to change my current policy to a new vehicle. The process couldn't have been any smoother, everything explained clearly and quickly actioned, confirmation emails received immediately and double checked. A highly recommended company with staff to be proud of.
I rang today and spoke with Diane to change my current policy to a new vehicle. The process couldn't have been any smoother, everything explained clearly and quickly actioned, confirmation emails received immediately and double checked. A highly recommended company with staff to be proud of.
Its Me
Dec 19, 2021
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Amy V.
Dec 19, 2021
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Sarah Crawford
Dec 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have used these guys for over 5yrs now for both RTI and tyre policies. They are much more cost effective than the main dealers and the service has been second to none. I would have no hesitation in recommending them for all your policy needs. Don’t be fooled into main dealer prices.
I have used these guys for over 5yrs now for both RTI and tyre policies. They are much more cost effective than the main dealers and the service has been second to none. I would have no hesitation in recommending them for all your policy needs. Don’t be fooled into main dealer prices.
Liam Walsh
Dec 13, 2021
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Karlene Sutherland
Dec 13, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I spoke with an operator by the name of Paul who was extremely helpful and polite. He explained everything to me in such a way I fully understand the different options available. He definetely has top ratings when it comes to customer care skills
I spoke with an operator by the name of Paul who was extremely helpful and polite. He explained everything to me in such a way I fully understand the different options available. He definetely has top ratings when it comes to customer care skills
