Adapt Financial Planning

We provide affordable financial advice to clients across the UK. We try to ensure that everything is explained in a straightforward manner, which can be easily understood and we pride ourselves on having an open, friendly and professional approach. Our objective is to enable our clients to get the most out of their assets, using the rules, tax allowances and range of products currently available.

There are various options including using your retirement savings to buy an annuity, take partial withdrawals from your pensions ('drawdown') or taking your pensions as a lump sum. If you haven't started saving already for your retirement, we can set you up with a suitable pension.

If you have accumulated various employer and personal pensions pots over the years, we can perform an analysis of these plans to assess their performance and suitability.We can inform you of the most recent changes to legislation and / or tax that may affect you.

The value of the investment and the income they produce can go down as well as up and you may not get back as much as you put in. You may already have an investment portfolio which includes Stocks & Shares ISAs, Onshore Bonds and Unit Trust / OEICs. We can perform an analysis of these plans to assess their performance, suitability and tax efficiency.

Undesirable event such as unemployment, sickness or even death may not be the most pleasant thing to talk about but the impact they can have on a family cannot be ignored. There are many ways in which a family can protect itself and because of the large range of products available there is usually an appropriate policy for most circumstances and budgets.

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (http://www.financial-ombudsman.org.uk). The guidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.