At SM Mortgage Services things are a little bit different, in our eyes the personal touch makes all the difference. Our aim is to understand your individual circumstances. We build our advice around your needs and provide you with the most appropriate solution, but most importantly we'll help you understand all of your options so we really do get the right choice for you.
We help customers navigate the options available to them through clear information and guidance, this in turn enables them to understand their choices and make informed decisions. At SM Mortgage Services we pride ourselves in putting our customers at the heart of everything we do.
We help customers navigate the options available to them through clear information and guidance, this in turn enables them to understand their choices and make informed decisions. At SM Mortgage Services we pride ourselves in putting our customers at the heart of everything we do.
Services
A mortgage is likely to be the single largest financial commitment you ever make. There's a wide range of mortgage products out there, with varying interest rates and repayment options available. The Financial Conduct Authority (FCA), the financial services industry regulator, has set out a new set of rules for mortgage advisers like us, and lenders, to improve the process of getting a mortgage, and prevent these past problems.
Buying a home for the first time can be a daunting prospect. There's so many things to think about - and that's before you've even considered the many mortgage products, rates and lenders to choose from. Budget accurately: Be realistic about how much you can afford to spend on a house, and ensure the intended mortgage is affordable.
Our professional mortgage advice will help make your move less stressful. Whether you need more space, are downsizing, or simply moving on, our mortgage advisers will find the right deal for you. We work with a wide range of lenders including Halifax, HSBC, Nationwide, Santander and Virgin Money, and have access to exclusive deals you won't find anywhere else.
Remortgaging means switching your mortgage to another deal, possibly, with another lender without moving property. Some people switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender, and you might get a cheaper deal.
The government has put in place a number of schemes to support house purchasers, such as Help to Buy. The Help to Buy mortgage guarantee scheme helps you buy a home with a deposit of 5% of the purchase price. It's open to both first-time buyers and home movers for new-build and older homes in the UK, with a purchase price up to 600,000.
Reviews (2)
Zuleikha Khatoon
Dec 03, 2019
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Wasim Ahmed
Nov 06, 2019
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Excellent customer service, very reliable and highly efficient. One thing I would say about SM Mortgage Services is that they always have the clients best interests at heart, and they will always find you the best product on the market to suit your needs.
Very happy with the advice given. Would definitely recommend them
Very happy with the advice given. Would definitely recommend them
