Support your retirement with an equity release mortgage to unlock tax-free cash from your home. Whether it is your first or part of a portfolio, we can help you arrange the most cost effective mortgage. As a whole of market mortgage broker we are not tied to specific lenders, allowing us to find the right mortgage for you.
Your advisor can help you to understand what level of deposit is needed for optimum loan-to-value. Clear advice allows you to judge the risks and benefits of fixed rate vs variable rate mortgages and interest only vs repayment mortgages. Our past customers vary from first time buyers, to multiple buy-to-let owners and commercial properties.
Your advisor can help you to understand what level of deposit is needed for optimum loan-to-value. Clear advice allows you to judge the risks and benefits of fixed rate vs variable rate mortgages and interest only vs repayment mortgages. Our past customers vary from first time buyers, to multiple buy-to-let owners and commercial properties.
Services
VA Mortgages prides itself as being a mortgage specialist. We only advise on mortgage needs and associated products such as life insurance, income protection and home insurance. We are proud of the fact that a large majority of our business comes from our existing clients and people referred to us by our clients.
Our friendly mortgage advisors are on hand to help you navigate the range of mortgages available on the market. Working together, we will identify the right one to fit your unique circumstances. VA Mortgages, a whole of market mortgage broker, advise on mortgages and associated products such as life insurance, income protection and home insurance.
A mortgage is not a 'do it once and forget' financial product. Remortgaging is the process of switching your mortgage to another lender, or renegotiating with your existing lender, for a better deal. Essentially you are taking out a new mortgage contract in place of your existing one. If you have been sitting on your lender's standard variable rate it is worth checking to see if there is a better product that could save you money.
If you are considering purchasing a property, or adding to your property portfolio, in order to rent it out to tenants you will need a buy-to-let mortgage. There are different mortgage products specifically for people who require a mortgage for a property they rent out. Buy-to-let mortgages typically have higher rates than standard residential mortgages.
Taking your first step on to the property ladder can be daunting. It is a significant investment with plenty of industry terminology to understand. We have put together a short guide to help you understand what you need to know to help you choose the right mortgage for you. When you start budgeting for your first house consider what your deposit is as a percentage of the total house price.
Reviews (10)
Mark Simpson
Sep 27, 2021
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Sally Ward
Sep 26, 2021
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I would highly recommend Mark Staunton at VA.Mortgages. We could not have remortgaged without Mark's expert knowledge and guidance. He was there to assist us every step of the way, from finding a suitable product that met our needs, to liaising with lender. He helped us complete complex paperwork and kept us informed throughout the process.
Martin Wood
Aug 30, 2021
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Graziella Vallicelli
Aug 25, 2021
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I can’t speak highly enough of Les Blackman as a financial consultant. His professionalism, honesty, integrity and hard work ethics are very much appreciated. He’s worked well beyond what one could expect, staying in touch constantly for the last five months on a particularly tricky deal, but having also worked with Les for the last 20 years, I have no doubt he's one of my most trusted and knowledgeable advisors. I simply could not have done it without him. I definitely recommend VA Mortgages and wish them every success!
Mani Zadeh
Mar 02, 2021
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Soph Holt
Mar 01, 2021
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Les was absolutely fantastic. Every email/phone call was very knowledgeable and he took the time to explain everything in detail. Even when it was just a enquiry. We felt like everything was in place with our morgage well before it went through, and I understood the whole process. Would highly recommend, he made the process a breeze compared with all the crazy information you can see online. Les is an absolute star!
Paola Santos
Feb 23, 2021
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Les' help and guidance was outstanding during the purchase process of our new house. Always prompt to reply, patient and knowledgeable. Les took the time to understand what we needed and found a way to make it happen. So THANK YOU.
We’ll recommend Les without any hesitation, and we'll definitively go back to him for advice next time.
We’ll recommend Les without any hesitation, and we'll definitively go back to him for advice next time.
Maneesh Passan
Feb 14, 2021
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Richard Monahan
Dec 26, 2020
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Positive: Professionalism, Quality, Responsiveness
Mark is an outstanding broker.
His market knowledge is second to none which ensured i got the best product for my particular needs. From that point on, Mark was responsive and professional which ensured the transaction progressed without a problem. Would highly recommend.
Mark is an outstanding broker.
His market knowledge is second to none which ensured i got the best product for my particular needs. From that point on, Mark was responsive and professional which ensured the transaction progressed without a problem. Would highly recommend.
Lee Darrington
Jun 09, 2020
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Mark helped with my re-mortgage and was an absolute pleasure to deal with. He managed the whole process from start to finish so that I have had very little to do myself and was always available to answer any questions along the way (this was my first time re-mortgaging so was a little unsure of how it would work, so lots of questions). Having set up my original mortgage myself I can honestly say this was so much easier and worth every penny just for the convenience alone, never mind the great rate he found for me. Would happily recommend and will be back again at the next re-mortgage. Thanks Mark
