Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. With interest rates at record lows and house prices rising, you may be considering investing in a buy-to-let property. But before you take the plunge, it's important to understand the costs, risks and rewards involved in becoming a landlord.
Schemes such as the stamp. If you've decided it's time to cut down your buy-to-let portfolio, sell your current buy-to-let and invest in a new one, or quit property investment entirely, this guide explains the key things you'll need to consider before putting your rental property on the. Congratulations, you have moved into your shiny new home!
Schemes such as the stamp. If you've decided it's time to cut down your buy-to-let portfolio, sell your current buy-to-let and invest in a new one, or quit property investment entirely, this guide explains the key things you'll need to consider before putting your rental property on the. Congratulations, you have moved into your shiny new home!
Services
Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. Our ability to see the whole market, to cut through the fine print and explain the pros and cons of each product makes life easy. Our contacts, our experience and our dogged determination makes it all happen, from initial mortgage advice to money in the bank.
Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords. We base this on gaining a full understanding of your finances and goals and then use our knowledge of the thousands of products available to us to ensure we find the best product for you over the whole term of the mortgage.
We are a 'whole of market' broker and due to the volume's (and mainly the 'quality') of work that we do, we obtain preferential mortgage rates with many lenders. There are a lot of different terms thrown at you from the second you start looking at mortgages: fixed-rate, variable-rate, repayment mortgage, interest-only, mortgage term, deposit, loan-to-value - and this is all jargon people expect you to already understand.
If you are considering remortgaging, make sure to contact our independent advisers who will consider all your circumstances as well as available deals before offering impartial advice about which remortgage options are right for you.
In today's competitive market, many borrowers choose to remortgage (switch their current mortgage to a new lender) or undertake a product transfer (take a new deal from their existing lender) every few years in order to take advantage of the new rates and products on offer or to fit changing life circumstances.
In today's competitive market, many borrowers choose to remortgage (switch their current mortgage to a new lender) or undertake a product transfer (take a new deal from their existing lender) every few years in order to take advantage of the new rates and products on offer or to fit changing life circumstances.
Making the most of your investment. If you find yourself in the position of considering buying an investment property for a short or long term return, contact us and we can assist you by searching the whole of the market to secure the finance you need whilst considering which product will help you make the most of your investment.
Reviews (10)
James Coates
Dec 01, 2021
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Absolutely brilliant these guys. My house move was a mess from start to finish and no word of a lie I couldn’t of done it with Kevin Lawson, his knowledge and advice was so good, top bloke at his job and i cant thank him enough. When the mortgage was finally in place Zoe took over and she was equally as good.. chasing solicitors (time wasters) but she did all the leg work for me.. If you need to know anything both these guys were there for me asap replied to every email very promptly, called me when i needed anything. Would highly recommend this company.
Leon Pearson
Aug 21, 2021
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Emma Day
Jul 20, 2021
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The team at response mortgages have been amazing throughout the whole process when we were buying our first home!
Kay has been outstanding, she has been friendly and supportive, has always kept us up to date with where we were and has been there every step of the way to us now being settled in our home.
Zoe has been great too, regularly emailing to check in to see if we needed anything and keeping us updated with any progress.
Overall, the company has been 10/10, there is nothing they could do better!
Great value, great service! I totally recommend them if you are looking for mortgage help
Kay has been outstanding, she has been friendly and supportive, has always kept us up to date with where we were and has been there every step of the way to us now being settled in our home.
Zoe has been great too, regularly emailing to check in to see if we needed anything and keeping us updated with any progress.
Overall, the company has been 10/10, there is nothing they could do better!
Great value, great service! I totally recommend them if you are looking for mortgage help
Jacqueline Ross
May 20, 2021
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Positive: Professionalism, Quality, Responsiveness
Excellent service Kay and Zoe were very attentive and efficient. Kay was able to find us the best mortgage suited with no problems. Informative throughout the whole process and professional. Using the service took alot of the stress out of buying a house and made the process smooth and easy. Highly recommend!
Excellent service Kay and Zoe were very attentive and efficient. Kay was able to find us the best mortgage suited with no problems. Informative throughout the whole process and professional. Using the service took alot of the stress out of buying a house and made the process smooth and easy. Highly recommend!
Alex Jungius
Apr 23, 2021
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Andy, Ella and the team at Response Mortgages are quite literally the best in the business. So knowledgeable about the market and will not only find you the best deal out there but hold your hand along the way and have always been so helpful with all my annoying questions for both Personal and Buy to Let mortgages. Go and speak with them as you won't find better!
Matthew Wilson
Mar 31, 2021
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Peter Tasker
Mar 26, 2021
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Israel Boyd
Mar 20, 2021
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Myself and my partner struggled to find a mortgage due some small blips on our credit history. Response Mortgages were open, friendly and most of all extremely helpful. They managed to find us a great solution that allowed us to get the mortgage and the house we really wanted. Considering the reasonable fee I could not have asked for any more. They were really a pleasure to work with from day one. A truly 5* service from start to finish. Thank you all once again.
Amy Tomlinson
Mar 19, 2021
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Positive: Professionalism, Responsiveness, Value
Nathan and Sophie have been helpful throughout the whole buying process. Always informed me of any updates and stages we were at in the process. No enquiry was too difficult. Perfect service throughout. Thank you for helping us purchase our new home :-)
Nathan and Sophie have been helpful throughout the whole buying process. Always informed me of any updates and stages we were at in the process. No enquiry was too difficult. Perfect service throughout. Thank you for helping us purchase our new home :-)
David Levett
Mar 16, 2021
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My experience with Response Mortgage Services, can't be faulted. Their advice, support and guidance was second to none. They helped me resolve, what I found to be a particularly convoluted mortgage arrangement, got me onto a great deal, worked with the third parties on my behalf to transition my mortgage and essentially, held my hand through the whole process. Without Andy and Ella, I think it's fair to say, I would have lost the plot/will to live.
