Pure Financial Solutions

Re-mortgages - We can find you a good deal by searching through the hundreds of lenders and thousands of products available to the market. We offer across the board market mortgage advice at no cost. First Time Buyer - Buying your first home can seem very daunting to the un-initiated. It is most likely the biggest financial undertaking you will take so it is essential you take good advice from the very start.

In today's competitive market, many borrowers choose to remortgage (switch their current mortgage for a new deal, either with their existing lender or a new lender) every few years in order to take advantage of the new rates and products on offer or to fit changing life circumstances.

Remaining on the same deal for the full term of your loan could see you losing out on the opportunity to reduce the total amount paid back, in some cases leading to significant savings.It can be cheaper and more convenient to adapt or add an extension to your existing home, paid for by remortgaging or a further advance, than to move home.

Whether you've found your dream home or are just starting your search, you need to know how much you can afford. We can give you a rough idea of the amount you can borrow, the deposit you'll need, and the monthly payments you'll be making. The mortgage product you choose will change these numbers dramatically, so exploring your options and making the right decision is crucial.

Whether you are investing in buy to let properties for the potential income or for the potential capital appreciation, choosing the right mortgage is essential. Put simply, business buy to let mortgages are for properties you purchase with the intention of renting them out to a third party. Consumer buy to let mortgages are for 'accidental landlords'.

You need not be barred from obtaining a mortgage if you can identify with any items on the list below. 1 in 4 persons in the UK have trouble obtaining a high street mortgage for various reasons, so you are not alone. Most lenders now offer alternatives to these standard high street products, the rates may be slightly higher than standard, but the market is very competitive and there are great deals to be had.