Hearnden Associates
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Hearnden Associates
As independent financial advisers we provide solutions to your financial needs. We offer professional, friendly and expertly tailored financial advice. Our services include investment, retirement and pension advice as well as mortgage advice and financial protection. We also prepare tax returns, lasting power of attorney paperwork and offer a will writing service.

We tailor our advice to your specific needs. Our service does not end when you have arranged your pension or investment or completed your mortgage. We are proud to offer an ongoing service and our clients regularly return for assistance with other areas of their financial planning. We are dedicated to offering a quality, professional service and the client is always at the heart of what we do.
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Cath is a director of Hearnden Associates Limited and a Chartered Financial Planner. After graduating from university Cath originally pursued a career with HM Customs and then joined Sun Life of Canada. She had a successful career with them but decided the way forward was to offer independent advice and formed Hearnden Associates with her co-directors.
We offer a free initial no obligation consultation. This meeting provides the opportunity to discuss your current circumstances, concerns, financial objectives and priorities whilst gathering detailed financial information to put together a clear picture of your current financial situation.

The services we offer and the costs involved will be discussed and outlined in our key facts document/service agreement and our independent financial advisers will be happy to answer any initial queries you may have.Following this initial meeting we will confirm our understanding of your needs and financial objectives.
We combine a structured, comprehensive investment process with financial planning expertise to offer a professional and tailored service to investors, helping you to get the most out of your investments in a rapidly moving financial environment.

Structured investment planning is essential in underpinning the financial services that we offer and is applied to a wide range of financial planning such as investment income, retirement planning, tax mitigation, inheritance tax planning, trustee investing, estate distribution and offshore investing.We offer a portfolio planning service which ensures your investments are appropriate for your requirements and your attitude to risk.
The complicated world of pension and retirement options can be daunting, but our expert advice can help you put sufficient provision in place for when you retire. With people retiring earlier and living longer, it is vital now more than ever to ensure you will be provided for in your retirement. It is never too early to start saving for retirement and it is important to know the different options available to you.
Your retirement options are no longer as simple as receiving a gold clock and a regular income. Annuities (including escalating, guaranteed, enhanced, value protected and investment linked and temporary). The pension rules introduced in 2015 not only allow you maximum flexibility on how and when to take your pension income but also how to provide for your family in the future.
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