If you are interested in buying a new home or releasing equity from your existing property then talking to us could be the best move you make. We can source mortgages for new build properties, and help you find the right mortgage for your needs quickly and easily so that you can turn your dream home into a reality.
As mortgage brokers, we research hundred's of different mortgages from across the market so we can find the right one for your needs. In addition to standard mortgages, we also have access. We provide a hands on service to new property developments to help people get the right mortgage for their needs.
As mortgage brokers, we research hundred's of different mortgages from across the market so we can find the right one for your needs. In addition to standard mortgages, we also have access. We provide a hands on service to new property developments to help people get the right mortgage for their needs.
Services
As your largest monthly expense, our experienced advisers can provide specialist mortgage advice and recommendations for you at any stage of home buying. With so many lenders to choose from, you want the most suitable mortgage or remortgage deal - no matter what your buying circumstances are. We have professional, independent mortgage advisors in branch, offering same-day appointments.
Equity release, or a lifetime mortgage as it is also known, allows homeowners (typically over the age of 55) to release cash from their property tax-free. The amount that can be borrowed is determined by the age of the applicant and the value of their home. As a general rule, the most that can be borrowed via an equity release lifetime mortgage is 60% of the value of the property.
Buy to let mortgages can be harder to secure now than in previous years, with lenders requiring larger deposits of around 25% of a rental property's value in return for a buy to let mortgage. Recent changes in legislation means that you will be paying a higher rate of stamp duty for an investment property too.
What is a Remortgage? Remortgaging is the process of changing your mortgage lender, applying to borrow more or applying to revise your mortgage plan after your current mortgage deal has reached the end of any redemption penalties. People usually remortgage to get a more competitive mortgage or to switch mortgage plan types, for example- variable rate to fixed rate because you think interest rates are set to rise (or vice versa).
Buying a new home means a wider choice of property styles and incentives, greater options to tailor your perfect home, less stress and a blank canvas on which to stamp your own style and personality. There are also other benefits you can look forward to such as improved energy efficiency and added security.
Reviews
Be the first to review J B M Mortgages.
Write a Review
