We have the expertise and range of products to act quickly and help find the best decision for you. A mortgage is one of the largest financial decisions you'll ever make and we understand it can seem daunting. At Mortgage Xperts we will guide you through each stage starting with your chances of securing a mortgage offer.
We have helped 100's of people to find a product that is right for them, including within special circumstances. To find out if you qualify, contact us and let us help you. The amount you can borrow will depend on your personal financial situation. As independent finance experts, we have a range of skills, products and services to help match you to the mortgage that meets your needs AND is affordable to you.
We have helped 100's of people to find a product that is right for them, including within special circumstances. To find out if you qualify, contact us and let us help you. The amount you can borrow will depend on your personal financial situation. As independent finance experts, we have a range of skills, products and services to help match you to the mortgage that meets your needs AND is affordable to you.
Services
For a first time buyer looking to get on the first rung of the ladder and trying to navigate the often complex range of options available it can be quite daunting, but we can help. Buying your first home is one of the most exciting yet nerve racking times of your life. Here at Mortgage Xperts, we have a wealth of experience of matching first time buyers to the right mortgage so they can buy their dream first home.
Remortgaging means you take out a new mortgage with a better rate or term to replace your current one. Lenders often offer free valuations and free legal services to new customers meaning there may be no additional cost to changing to a new lender. Your current mortgage may be based on an introductory offer, if this is coming to an end it could be time to remortgage.
Property can be a popular investment and we help 100's of landlords develop their investment portfolio. Buy to Let properties complement a wide range of investment portfolios for both short term and long term goals. At Mortgage Xperts we deal with a wide range of buy-to-let clients, from first time investors to portfolio landlords so we can help you whatever your situation.
Funding for developments and commercial purposes is very much available in the current market - finding it is the challenge. That's where Mortgage Xperts can help. In the current market, funding for developments and commercial purposes is very much available - finding this funding can be the problem.
A buy to let property can work well as a component of your investment portfolio. As a long-term investment, it's important to balance your buy to let property carefully against your other investments - both short and long-term. Mortgages are one of the largest single transactions in most people's lives, and buying a property can be a stressful and time-consuming experience.
Reviews (10)
Lisa L.
Jan 19, 2021
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Positive: Professionalism, Quality, Responsiveness
We used this company for our mortgages. Brian and Andy were not only professional but very knowledgeable and gave superb advice. We will be using again in the very near future to ensure we are getting the right and trusted advice. We have continually recommended them to friends and family without hesitation.
We used this company for our mortgages. Brian and Andy were not only professional but very knowledgeable and gave superb advice. We will be using again in the very near future to ensure we are getting the right and trusted advice. We have continually recommended them to friends and family without hesitation.
Jack Brewer
Oct 25, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I was recommended to Rachel by a friend and what a breath of fresh air she was. She helped me secure a brilliant deal on my mortgage, kept me updated along the process and dealt with any questions I had in a professional, efficient manner. I would highly recommend.
I was recommended to Rachel by a friend and what a breath of fresh air she was. She helped me secure a brilliant deal on my mortgage, kept me updated along the process and dealt with any questions I had in a professional, efficient manner. I would highly recommend.
Mathew Allman
Oct 24, 2020
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Rachel helped me and my partner secure a mortgage for our first home when we thought we would have no chance at getting on the property ladder for a few years. She was extremely helpful, always going out of her way to answer our questions, whilst constantly being professional. Would highly recommend
Sharon Edge
Oct 21, 2020
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Was recommended to contact rachel with regards to our remortgage. We thought it would be complicated and impossible as were both self employed. However I can not thank Rachel enough as she managed to get us a great deal, always on the end of the phone if we needed her, nothing was to much. Thanks again will be definitely recommending your service.
Ian Millen
Oct 01, 2020
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Daniel Bell
Jul 17, 2020
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I have a portfolio of properties and I approached Rachel last week in hope of releasing some equity from these and how best to do it. Rachel's quick response and then swift action when I needed it gave me a very personal touch. I wouldn't trust anyone else with my mortgage needs! 5* advice, 5* service- Thank you!
Bethanie Brown
Jul 14, 2020
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Rachel Cummings is the best, most helpful mortgage advisor you will ever meet!
Me and my boyfriend didn’t think we would be able to get a mortgage yet, and we weren’t expecting to be able to apply for a couple of years. We decided to go to Rachel for some advice on where we currently stand and what we can do now to help us in the future. We chose Rachel because we have heard the most amazing things about her.
Because of Rachel we are not only in the process of applying for a mortgage, but in the process of securing our dream house.
Throughout the experience Rachel has been incredibly helpful
Me and my boyfriend didn’t think we would be able to get a mortgage yet, and we weren’t expecting to be able to apply for a couple of years. We decided to go to Rachel for some advice on where we currently stand and what we can do now to help us in the future. We chose Rachel because we have heard the most amazing things about her.
Because of Rachel we are not only in the process of applying for a mortgage, but in the process of securing our dream house.
Throughout the experience Rachel has been incredibly helpful
Mary Doyle
Dec 31, 2019
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Graham Riley
May 25, 2019
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I have used the services of Mortgage Xperts on a number of occasions and have always found them to be exceptional at finding the right product, with my expectations being either fully met or exceeded on value. Will continue to recommend to all business, family and friendly contacts. Thank you Brian and Andy.
Michael O'Hare
Nov 18, 2017
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Ian got us a mortgage when others were unwilling to entertain us. Was genuinely interested in looking at our situation and done all he could to accommodate us. A totally professional service with a human being behind the computer. We have been in our own home for 2 years now and will be looking to remortgage with Mortgage Xperts in the near future. Thanks. Mike
