Direct Financial Solutions

Following an initial meeting and discussion, together we will assess whether our services will be beneficial. A Financial Health Check giving a snap shot of your current situation will be completed and we will clarify your Financial Objectives and any concerns you may have. I will then put together a recommendation and future strategy with the aim of Providing and then Maintaining, the Lifestyle that you want.

Firstly we will establish your tolerance to risk. We will also ensure we have a full understanding of your present Savings and Investments. We will discuss with you your Investment timescales for example, saving capital for School Fees, Further Education or Retirement needs.

Dependent on the clients circumstances it is then a case of arranging the correct allocation of assets between: Cash Deposits, Fixed Interest Securities, Property and Equities.This service ensures the close monitoring of the various funds held within the Portfolio and rebalancing will occur every 3 months.

We would establish your existing pension schemes, including personal and any company pensions you may have, along with any current contributions being made. Understanding the age you wish to retire & the flexibility of income you need in retirement. Using our specialist knowledge of retirement planning and a variety of research tools to make sound personal planning recommendations in line with your objectives for retirement.

We understand that an individual will want to make provisions to protect their family from financial liabilities in the unfortunate event of their premature death. We also believe that it is important to consider the long-term financial implications in the event that an individual suffers from a serious illness in the future.

If you end up going into long term care that can take even more of your hard earned wealth. The local authority can and will take the value of your family home into the account and may take a legal charge over it to secure repayment of funding costs. We use strategies to help preserve your wealth and make sure it eventually goes the people that you want to.