At Mortgage Experts Online we understand the difficulty and stress involved in finding the right mortgage. Whether this is due to previous bad credit, a complex income, limited self-employed trading history, non-standard property construction, or a combination of these, there are very few scenario's the mortgage advisors we work with have not come across.
There are lots of factors that you believe may be stopping you obtaining a mortgage from a high street lender. Each lenders has different criteria (even on the high street), so just because you cannot get a mortgage with one high street lender, does not mean it is not possible with another - criteria knowledge in this area is key!
There are lots of factors that you believe may be stopping you obtaining a mortgage from a high street lender. Each lenders has different criteria (even on the high street), so just because you cannot get a mortgage with one high street lender, does not mean it is not possible with another - criteria knowledge in this area is key!
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For the most part, the mortgage market has seen a positive shift towards the introduction and improvement of family springboard mortgages. There is now more help for first-time buyers, and it is possible to get onto the property ladder without an actual cash deposit. This article will outline everything you will need to know about family springboard mortgages.
Because London house prices are the highest in the country, to reflect this the government increased the size of the equity loan to 40%. However, this amount is restricted to the Greater London area. Also, your Help to Buy agent will be able to advise you on if the property qualifies for the 40% loan.
Have you struggled to get a mortgage because of an adverse credit history? The Mortgage Experts Online accredited bad credit mortgages advisors make it easier for you to find a mortgage regardless of your credit record. Our bad credit mortgage advisors work with many customers who want to know how to get a mortgage with bad credit.
What affect will having a current or previous Debt Management Plan (DMP) have on you getting a mortgage? Credit history plays a critical part in the ability of an individual to get a DMP mortgage, a DMP is one of the credit issues that would be analysed before a person is cleared or approved for a mortgage.
We are work with specialist self-employed mortgage advisors, our experts can help you to find the right self-employed mortgage on the market to meet your specific requirements. From big high street banks and building societies to smaller, more niche lending companies, there is a lot of choice out there.
