Hurst Financial Consultancy
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You have found us because you are looking for sound, independent financial advice. As professional Independent Financial Advisers, we are authorised to deal with many forms of financial services, and specialise in giving advice to clients on a wide range of subjects to assist with personal financial planning.

We have expert experienced Financial Advisers on our team who offer advice in all areas of financial planning. We listen to your needs, and offer clear, no-jargon advice on the most appropriate financial products for your personal circumstances.
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It is our aim to ensure that you have the best possible independent advice when planning your financial future. Throughout our website you will find a wealth of information on a variety of financial topics and useful tools to help you gain a better understanding of the complexities of personal financial planning.
Most of us risk being taxed on our income, our capital gains and the value of our estate when we die. It is worth getting a clear grasp of how these taxes work and then discussing with your financial adviser the most tax efficient financial planning for you. The self-employed can claim business expenses against their income.
This element of our web site allows you to see on line the high level of service that a client of Hurst Financial Consultancy can benefit from - this is part of our service, for which there are no added costs, to you.

The tool allows you to securely examine all of the financial arrangements that you have made known to us or have been provided by us over time (the site is updated daily) and allows you also to look at valuations for any investments that you hold.
The most important part of a client meeting is assessing risk profile i.e. how much risk is the client happy to take? Also we put risk into context. Once this is agreed we can model the portfolio to suit using modern asset allocation techniques and software modeling techniques which provide clear detail on where and why money should be invested.
As the bond is issued by a company and not a bank, building society or the government you take the risk of the company trading well whilst you have the bond. The bond pays out a fixed interest rate and usually has a life of 7 - 10 years. The bond can be sold, or the interest taken until you redeem the bond for, hopefully, no less than the original purchase price: although the interest is guaranteed, your original capital is not.
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