At Active Finance UK, many of our customers come to us after being frustrated by limitations imposed on them by their own bank or existing lender due to age, income or simply their mortgage preferences. We make it our mission to know our client and to understand their needs in order to find the right lender for their individual circumstances.
We realise that not all mortgage applicants fit into a one size fits all approach and we will do our utmost to provide you with a recommendation that achieves your goal. Created by Feefo, Trusted Service is awarded only to businesses that use Feefo to collect genuine reviews and insights. Businesses meeting the high standard, based on the number of reviews they have collected and their average rating, receive the award.
We realise that not all mortgage applicants fit into a one size fits all approach and we will do our utmost to provide you with a recommendation that achieves your goal. Created by Feefo, Trusted Service is awarded only to businesses that use Feefo to collect genuine reviews and insights. Businesses meeting the high standard, based on the number of reviews they have collected and their average rating, receive the award.
Services
Established in 2012, Active Finance UK was created with a desire to freshen up the delivery of mortgage and protection advice. We are based in Hampshire but our comprehensive service stretches to every area of the UK. Specialising in mortgage advice ensures we are focussed on achieving excellent customer outcomes through extensive product knowledge.
Created by Feefo, Trusted Service is awarded only to businesses that use Feefo to collect genuine reviews and insights. Businesses meeting the high standard, based on the number of reviews they have collected and their average rating, receive the award. A highly-valued badge of approval, this accreditation remains unique, as it is based purely on the interactions with real customers.
A mortgage is a 'secured' loan, which means that the loan is secured against the property being purchased until the mortgage is paid off. Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions. Mortgage providers follow a set of rules and procedures when deciding whether or not they will agree to provide a mortgage to purchase a residential property.
Once your mortgage application has been accepted in principal, you may have the option of deciding how you repay the loan: on a 'repayment' basis, or on an 'interest only' basis. With a repayment mortgage your monthly repayments cover both capital and interest on the loan.
As the term continues, the amount outstanding on the loan reduces so the full amount of the loan will have been repaid at the end of the term as long as you have made all your payments on time.No other repayment vehicle is needed and it avoids the risk of investing (e.g. in the stock market). If you remortgage, you may be tempted to extend the end repayment date in order to lower your monthly payments.
As the term continues, the amount outstanding on the loan reduces so the full amount of the loan will have been repaid at the end of the term as long as you have made all your payments on time.No other repayment vehicle is needed and it avoids the risk of investing (e.g. in the stock market). If you remortgage, you may be tempted to extend the end repayment date in order to lower your monthly payments.
There are events we can all face that have the potential to wreck lives and families. It's a difficult issue to think about, but imagine the impact on you and your family should the main earner in your household die or become seriously ill. It may not happen to you - we hope it doesn't - but it might.
Reviews (1)
V. Messer
Aug 11, 2019
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Great service ,could not ask for more !
Knowledgeable,efficient,friendly.Russel Jenkins has been amazing !Has been in touch every step of the way,keeping us informed of whats going on and got the best deal for us.Great service could not ask for more ! I really would recommend this company,the service was excellent !!Thank you!
Knowledgeable,efficient,friendly.Russel Jenkins has been amazing !Has been in touch every step of the way,keeping us informed of whats going on and got the best deal for us.Great service could not ask for more ! I really would recommend this company,the service was excellent !!Thank you!
