We are an independent provider of Pension, Investment, Mortgage, Insurance Protection and Inheritance Tax Planning Advice along with Wills, Lasting Powers of Attorney (LPAs), and Trusts. Based in Hornchurch, we offer a friendly and trusted service tailor made to suit personal & individual requirements.
We have been established for more than 25 years now. We are a family run business that keeps its clients by providing great, effective service. Our well researched and whole of market offering is value priced and completely transparent. We will not always tell you what you want to hear, but our advice will get you what you want.
We have been established for more than 25 years now. We are a family run business that keeps its clients by providing great, effective service. Our well researched and whole of market offering is value priced and completely transparent. We will not always tell you what you want to hear, but our advice will get you what you want.
Services
From our beginning in 1994 most clients have remained with us throughout and we now find we are helping their children buy their first homes or start their pension or ISA accounts. We're good at what we do and charge fairly with the client outcome foremost in any advice or recommendation. We grew the practice based solely on referrals.
If you're a basic rate taxpayer, you get a 20% rebate - so for every 800 you invest, the actual amount invested is 1,000, as 200 of tax relief will be reclaimed from HMRC on your behalf. Higher rate taxpayers may be eligible to receive an extra 20% when you fill in your self-assessment return. Additional rate taxpayers may be eligible to receive an extra 25% when you fill in your self-assessment return.
So, if inflation is 2.5% and my savings make 0.1% in the bank, what's the point of saving. Savers make different investment choices because choosing how to invest for the best outcome isn't easy. For some leaving cash to build in a bank account appears less risky. However, it isn't 'riskless' and this choice hasn't been sensible for a long time now.
Which Insurance Company offers the most benefits like a 2nd medical opinion or Access to a dedicated nurse. Can a policy help me if I get sick or suffer a critical illness like cancer, stroke or a heart attack. With Critical Illness Cover, did you know, nearly 90% of claims are for Cancer, Stroke, Heart Attack, Multiple Sclerosis & Children's Critical Illnesses.
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