However, we have always aimed to retain the feel of a smaller company, with a personal and friendly service that revolves around you and your family. We offer a range of financial services, but typically provide ongoing support to those with investable assets above 500,000.
Our priority is to help you make the most of your wealth through sensible investment and tax planning recommendations, all based on your individual circumstances and objectives.There has been a flurry of green bond issuance in Europe, does it solve the ESG problem for fixed income investors? In a move designed to fund the spiralling cost of social care, the Government announced a controversial increase to National Insurance contributions.
Our priority is to help you make the most of your wealth through sensible investment and tax planning recommendations, all based on your individual circumstances and objectives.There has been a flurry of green bond issuance in Europe, does it solve the ESG problem for fixed income investors? In a move designed to fund the spiralling cost of social care, the Government announced a controversial increase to National Insurance contributions.
Services
Our services are extensive, but we find our expertise most suits those who have substantial assets and assist with the selection and monitoring of portfolios starting from 500,000. We combine both our tax planning, pension and investment expertise to ensure our clients enjoy an unrivalled service, maximising tax advantages in addition to historically strong investment returns.
In the early stages of our discussions, we are very keen to highlight the volatility and risk associated with typical investment strategies. It is widely accepted that taking some risk is suitable for those with longer term investment objectives. However, it is essential that you have a good understanding of how historic events, like the financial crisis or more recently the global pandemic, have impacted different types of investments.
For those close to retirement the various options can be confusing. A popular choice is Flexi Access Drawdown, taking advantage of the pension freedom legislation introduced in 2015. We can help determine whether this is a sensible decision for you after considering your overall circumstances. We will always recommend a strategy that reflects your financial position and individual needs.
Each year you are provided with a number of tax allowances, which when combined can produce a particularly tax efficient method of managing your wealth. If an Investment Platform is suitable for you, money can be transferred between accounts allowing you to maximise your individual savings account (ISA) allowances and take advantage of capital gains tax allowances.
There are circumstances where we will consider advising on a transfer out of a scheme based on meeting the following criteria. We will only consider advising on a transfer where the scheme member is over age 50, and the Cash Equivalent Transfer Value offered exceeds 400,000.
We will also consider advising on a transfer where an individual has serious ill health which is likely to severely curtail their lifespan - even if the value is below 400,000.Prior to considering a transfer, and before we are able to provide specific advice, you would need to read through and confirm that you understand our Triage Document.
We will also consider advising on a transfer where an individual has serious ill health which is likely to severely curtail their lifespan - even if the value is below 400,000.Prior to considering a transfer, and before we are able to provide specific advice, you would need to read through and confirm that you understand our Triage Document.
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