Access Mortgages

We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success for you, our client.

Our specialist team of qualified advisors offer a free initial consultation providing impartial mortgage advice searching the whole of the market to ensure we find you a tailor made solution.We remove the stress by managing the whole process from application through legals to completion. We understand that everyone's different, and that's why our planning approach is as individual as you.

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial financial advice is critical from competent and qualified advisers. Whether you are buying for the first time, purchasing your council house, looking to remortgage or purchase a second home, this is where our advisers excel.

Budget for council tax, gas and electricity bills, boiler servicing, and other home repairs. The selling agent should be able to tell you how much you should expect to pay in council tax. If homes near your workplace are more expensive, weigh up this expense with the cost of commuting. If you have kids, check that the property falls into the catchment area for your desired schools.

Mortgage products are being launched and withdrawn every other day. For this reason your current lender may not be able to offer you the best rate. Remortgaging allows borrowers to take advantage of new rates and products coming to the market. Using Access Mortgages will give you access to a wider range of mortgage products that you would not otherwise be able to obtain.

Becoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated. It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise. That said, having a second property to let to tenants could reap considerable financial rewards over time.