It's not just about which investment fund performs the best or which bank is paying the highest interest rate it's ultimately about putting some context to your money and identifying whether it is sufficient for you to live the life you want.
We appreciate that many people struggle to articulate what they want from life, or even write down a few possibilities, but we can help you 'find your passion' and work out whether you can turn that dream into a reality.A goal doesn't necessarily have to mean saving up to buy something such as a holiday or a new car, it could be about having the option to retire if you are unhappy at work or learning a new skill.
We appreciate that many people struggle to articulate what they want from life, or even write down a few possibilities, but we can help you 'find your passion' and work out whether you can turn that dream into a reality.A goal doesn't necessarily have to mean saving up to buy something such as a holiday or a new car, it could be about having the option to retire if you are unhappy at work or learning a new skill.
Services
I use financial life planning to encourage and inspire people to work out what is most important to them and what they really want to do in their life. I am passionate about this as I believe everyone should 'live their best life'. Many people have never taken financial advice before and may not know what to expect.
Retirement can last for 30 years or more depending on when you retire and how long you live. Your income in retirement is likely to come from several sources including your State Pension, any other pensions you've built up while working and any savings and investments you have. Before you give up work you need to make sure these will provide you with enough money to live on for the whole of your retirement.
As most people needing residential care will be expected to pay something towards the costs of their accommodation and personal care from their income and capital, it is imperative to have a plan to see exactly how you can achieve this. Whilst it is possible to gain assistance from the local authority (and possibly the NHS) a large portion of the UK will have to pay for all or a portion of their care fees.
The whole point of taking financial advice is to get back more than you put in and therefore using the service of an adviser is a type of investment into your future. We are very confident that the collective value of these benefits will far exceed our fees. Your first meeting is an initial, no-obligation discussion about your needs and how we might help you.
We all need our cars to get us from A to B safely, hopefully without any breakdowns along the way. We plan our route, fill up with fuel and for safety we strap on our seatbelt. As cars are seen as a necessity we pay all the expenses to keep them running such as tax, insurance, MOT, fuel and servicing without question.
