We are expert independent mortgage brokers offering face to face mortgage and insurance advice covering Yorkshire, Cheshire and surrounding areas. Our head office is located at the Genesis Business Park in Rotherham and we are able to provide appointments within our office, phone, Skype or home visits at times convenient for you.
Buying your first property can be both exciting and daunting, there are important decisions to make and criteria to be considered before you take your first steps onto the property ladder. Your Right Choice Mortgages Adviser will assist you throughout the home buying process to ensure you receive the right guidance and advice.
Buying your first property can be both exciting and daunting, there are important decisions to make and criteria to be considered before you take your first steps onto the property ladder. Your Right Choice Mortgages Adviser will assist you throughout the home buying process to ensure you receive the right guidance and advice.
Services
Obtaining a mortgage can be a challenging, daunting and often complicated process. This is why it is always best to seek out a qualified experienced adviser who can offer advice. We are Richard Thompson and Joe Childes, fully qualified Mortgage Advisers with a combined 18 years' experience in the mortgage industry.
Buying your first property can be both exciting and daunting, there are important decisions to make and criteria to be considered before you take your first steps onto the property ladder. Your Right Choice Mortgages Adviser will assist you throughout the home buying process to ensure you receive the right guidance and advice.
Some buy to let mortgages are not regulated by the Financial Conduct Authority. Becoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated. It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise.
Moving home is known to be one of life's biggest causes of stress, so to relieve some of this stress we can provide a perfect opportunity to look for a better deal whether that be with your current lender or another lender. Most mortgages are portable, meaning that you can transfer them from the property you originally borrowed against to the home which you want to move to with the same lender.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender. Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
Reviews (10)
Derek Murphy
Dec 26, 2021
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Anybody who needs mortgage advice or a brilliant mortgage broker please consider Joe Childes at Right Choice Mortgages as he is just fantastic.
Joe’s honest, straight forward, very professional and above all else he listens to what your needs are as a client are.
Myself, Samantha and our family are in our forever home because of Joes amazing work .
He’s a top bloke, a family man and supports many local charities and great causes.
Thank you so much Joe for everything.
Derek & Sam.
Joe’s honest, straight forward, very professional and above all else he listens to what your needs are as a client are.
Myself, Samantha and our family are in our forever home because of Joes amazing work .
He’s a top bloke, a family man and supports many local charities and great causes.
Thank you so much Joe for everything.
Derek & Sam.
Iwona Warejko
Dec 26, 2021
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Frances Gill
Dec 23, 2021
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Couldn’t recommend more! Richard was a huge help through the mortgage application process and gave us lots of helpful advice (from credit scores to lenders and everything in between). After Richard we dealt with Holly who saw us through to completion. Every update was well communicated and no query too much. Thanks for all the help you’ve given us, we really appreciate it.
Donna Andrews
Dec 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Just bought our council house and from start to finish joe and the team was always on hand to help.As a first time buyer they have sorted everything and took all the stress away .I would highly recommend right choice mortgages to anyone thanks ..Donna&Dave
Just bought our council house and from start to finish joe and the team was always on hand to help.As a first time buyer they have sorted everything and took all the stress away .I would highly recommend right choice mortgages to anyone thanks ..Donna&Dave
Liam Sunderland
Dec 21, 2021
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Absolutely amazed by the level of service that this company offers. Everyone who I've dealt with and spoken to has been simply brilliant. Richard who is still dealing with our application has been amazing even with the million questions we've thrown at him and sending wrong or incomplete documents. I would recommend right Choice to any one who is looking to buy a new house.
Jenna Bringlow
Dec 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
From my first appointment with Joe and the rest of the team at Right Choice Mortgages, everything has been dealt with swiftly and efficiently. I asked for a stress free remortgage and that’s exactly what I got. Super friendly and professional service. Thank you so very much!
From my first appointment with Joe and the rest of the team at Right Choice Mortgages, everything has been dealt with swiftly and efficiently. I asked for a stress free remortgage and that’s exactly what I got. Super friendly and professional service. Thank you so very much!
Amy Shutt
Dec 04, 2021
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Joe and team have been amazing right from the start, until us getting the keys and beyond. As first time buyers, my partner being self-employed and a global pandemic , Joe and Holly have guided us along the way relieving us of the stress with their great knowledge and expertise. No amount of "first time-buyer" questions seem be too much for Joe, he is very responsive and is such an approachable person who creates ease.
We can't thank you enough for all of your support and look forward to the remortgage with you.
Amy & Luke
We can't thank you enough for all of your support and look forward to the remortgage with you.
Amy & Luke
Phoebe Wright
Dec 02, 2021
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As a first time buyer Joe and Holly have been absolutely fantastic. Joe is extremely knowledgeable and approachable he talked me through every step and kept me regularly updated and answered my many questions in a quick and polite manner. Joe found the perfect mortgage to fit my needs and even talked me through the steps after my mortgage to ensure I understood everything I needed to. Holly was also prompt and polite keeping me regularly updated with my solicitor and any progress made making everything so easy. I cannot recommended Joe and his team enough, thank you for everything!
Mike Banks
Oct 23, 2021
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I would just like to thank Right Choice Mortgages, such a professional outfit. The team work around the clock to meet their clients needs, they are always willing to go the extra mile. The team has taken years off my term with very little impact on my monthly payments.
A special mention has to go out to Joe, he always puts the client at ease and knows how to find the best product tailored to the clients requirements.
I would highly recommend Right Choice Mortgages, not just for their Mortgage products but Home and Life insurance too.
Thanks,
Mike
A special mention has to go out to Joe, he always puts the client at ease and knows how to find the best product tailored to the clients requirements.
I would highly recommend Right Choice Mortgages, not just for their Mortgage products but Home and Life insurance too.
Thanks,
Mike
Laurie Cliff
Oct 03, 2021
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Joe and Holly have been amazing throughout the whole process of buying a new house. Joe is extremely knowledgeable and found me the perfect mortgage for my needs. Holly has provided me with weekly updates through the whole buying and selling process to keep me up to date without the need for me to contact my solicitor too often! They are a fab team and have made me feel at ease throughout. They really do go above and beyond. I would highly recommend Right Choice Mortgages!
