We are independent financial advisers based in Wolverhampton. We offer financial advice and services covering financial planning, retirement planning, pensions, savings and investments. We provide tailored solutions, advising on the most appropriate financial arrangements to suit your circumstances.
At Opal Wealth Management Ltd we pride ourselves on forming strong, long-lasting relationships with clients. To this end, we aim to provide regular updates on your investments. Fundamental to our business is the realisation that each and every client is an individual. Once we have discussed your financial needs in full we will present you with a wealth solution tailored to your own, specific needs.
At Opal Wealth Management Ltd we pride ourselves on forming strong, long-lasting relationships with clients. To this end, we aim to provide regular updates on your investments. Fundamental to our business is the realisation that each and every client is an individual. Once we have discussed your financial needs in full we will present you with a wealth solution tailored to your own, specific needs.
Services
Opal Wealth Management Ltd is an Independent Financial Advice company based in the Midlands. We provide independent financial advice to clients in Wolverhampton, Staffordshire, and throughout the Midlands. Our financial advisers can provide solutions for a wide range of financial planning needs.
Our specialisations lie within constructing tax efficient investment portfolios and retirement planning - be it saving for retirement, reviewing your existing provision or personalised 'at retirement' solutions to help you to enjoy your time as fully as possible.Our team has access to a full range of specialists able to provide independent financial advice across a number of different areas.
Our specialisations lie within constructing tax efficient investment portfolios and retirement planning - be it saving for retirement, reviewing your existing provision or personalised 'at retirement' solutions to help you to enjoy your time as fully as possible.Our team has access to a full range of specialists able to provide independent financial advice across a number of different areas.
No matter how old you are, it is never too early to plan for your retirement Here at Opal Wealth Management. Once you retire, without an income built to support you for the rest of your life, those bills can mount up. Many savvy savers are torn between valuable final salary pensions and investing their hard-earned cash in the financial markets, which, if not guided by those in the know, can lead to losing money.
The least risky of investment options are those offered by National Savings, which raises money on behalf of the UK Government. While investment returns are not spectacular and some involve tying your money up for long periods of time they are nevertheless stable and in some cases can be paid tax free or paid without deduction of tax (although taxable), which is beneficial if you are a non taxpayer.
These are a common form of investment policy. Regular premiums are paid, and when the term of the endowment expires a lump sum is paid out. The lump sum may be used to repay a mortgage, for example, although to achieve this the investment performance needs to be sufficient to build up the required capital and this performance cannot be guaranteed.
Policies that are with-profits give the insured the extra benefit of a possible bonus that is a share of the profits from the funds that the premiums have been invested in. How and where the premiums are to be invested is worth establishing if you are going to invest in a with-profits product, such as single premium insurance bonds for example.
Reviews (10)
George Hawkes
Dec 13, 2021
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Having decided to look at my pension and consider the options I came across Gary Stanfield at Opal Wealth Management.
I initially took the advisory call from the Gov website and looked for an advisor from ‘unbiased’
From the first phone conversation with Gary, I instantly felt at ease and confident in his knowledge, professionalism and abilities.
Through the process Gary and his team, Vicky and Mark, did everything they said they would.
At the start of this process I was very concerned as I’d never used a financial advisor before, as time went on all my concerns were taken away. I can
I initially took the advisory call from the Gov website and looked for an advisor from ‘unbiased’
From the first phone conversation with Gary, I instantly felt at ease and confident in his knowledge, professionalism and abilities.
Through the process Gary and his team, Vicky and Mark, did everything they said they would.
At the start of this process I was very concerned as I’d never used a financial advisor before, as time went on all my concerns were taken away. I can
Jonathan Wootton
Dec 06, 2021
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I have used Opal Wealth management for a number of years now and always found them to be very professional, courteous and explain their proposals very well.
Gary and Vikki are very efficient and quick to respond to our needs and questions. Reports and attention to detail are always very thorough, and they chase up the financial institutions very well in order to get things done.
I would, and have, recommended them to friends and colleagues, and to date have not heard a bad word.
Gary and Vikki are very efficient and quick to respond to our needs and questions. Reports and attention to detail are always very thorough, and they chase up the financial institutions very well in order to get things done.
I would, and have, recommended them to friends and colleagues, and to date have not heard a bad word.
Lee Paulton
Nov 28, 2021
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Leslie Reeves
Nov 19, 2021
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Excellent service, with the personal as well as professional touch. Mark took his time to fully explain the procedure for amalgamating our pension plans, in a plain English language. No big confusing terminology, ensuring that we fully understood what was happening throughout the process. Will certainly recommend the services of Opal Wealth Management.
Steve Donovan
Nov 15, 2021
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Having decided to amalgamate several pension pots, gathered over a lifetime of working, I needed someone who I could trust to do a good job for me. Gary went the extra mile by obtaining details of each pot, analyzing their status, and discussing our retirement goals with us. He then spent time & effort writing a detailed recommendation as to what to do with our pots, so we could decide the best way forward. This has now all gone through without any hiccups, and was made so much easier by Gary and his team, who were professional and regularly kept in touch with me. I would certainly recommend Gary
Phil Mansell
Sep 05, 2021
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I cannot rate the service I received highly enough based on my recent experience of dealing with Gary Stanfield at Opal Wealth Management.
His approach was one of total professionalism from day 1 and during the process he made everything crystal clear and his pragmatic explanations relating towards my needs made the decision making totally straight forward.
He has a wealth of knowledge and experience and I would not hesitate to recommend him to anyone needing quality financial advice.
A big thank you also to his PA , Vicky Warr who also offered excellent service during my dealings with Opal
His approach was one of total professionalism from day 1 and during the process he made everything crystal clear and his pragmatic explanations relating towards my needs made the decision making totally straight forward.
He has a wealth of knowledge and experience and I would not hesitate to recommend him to anyone needing quality financial advice.
A big thank you also to his PA , Vicky Warr who also offered excellent service during my dealings with Opal
Jan Jones
Jul 29, 2021
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We have been talking to Gary for many years and have always found him to be very helpful guiding us towards our retirement goals. Listening to our ambitions, explaining our options so we can make informed decisions. We retired in 2018 and haven’t looked back. Gary’s continued support and guidance means we can enjoy the kind of retirement we had been planning for so many years.
Philip Vincent
Jun 26, 2021
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I have nothing but praise for Opal Wealth Management!
Gary worked so hard for me to turn my rag bag of pension oddments into a high growth, very well managed investment portfolio.
This scheme has achieved amazing growth through some very tough economic periods, and I am so grateful now, in retirement, to be reaping the benefits.
Thank you to everyone at Opal.
Gary worked so hard for me to turn my rag bag of pension oddments into a high growth, very well managed investment portfolio.
This scheme has achieved amazing growth through some very tough economic periods, and I am so grateful now, in retirement, to be reaping the benefits.
Thank you to everyone at Opal.
David Johnson
Jun 21, 2021
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Matt Stenson
May 29, 2021
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Positive: Professionalism, Quality, Responsiveness
I found Opal Wealth Management to be a professional service. Understanding the client appears to be at the heart of the service. I found them to be patient and informative around my opinions. Most importantly they have built my trust in the service that they provide.
I found Opal Wealth Management to be a professional service. Understanding the client appears to be at the heart of the service. I found them to be patient and informative around my opinions. Most importantly they have built my trust in the service that they provide.
