We believe one of the most important factors when it comes to getting a mortgage is credit score. When researching our clients mortgage we always check their credit file as it gives us an early idea of how we can help the client. If you haven't already we recommend you get a copy of your credit score here.
When getting our clients a mortgage we believe it is of paramount importance to have life assurance. Life assurance is a contract between the policy holder ( you ) and the insurer. The whole reason behind having life assurance is in the case your death the mortgage lender will not write off what is owed on the mortgage, but rather it will get passed on.
When getting our clients a mortgage we believe it is of paramount importance to have life assurance. Life assurance is a contract between the policy holder ( you ) and the insurer. The whole reason behind having life assurance is in the case your death the mortgage lender will not write off what is owed on the mortgage, but rather it will get passed on.
Services
The aim of the business - to bring unbiased, completely independent advice to clients from the whole of the UK mortgage market. Starting out originally as an apprentice in 2012, Will quickly rose to the role of mortgage consultant and ultimately to Senior mortgage & Protection Consultant. Adam has been providing mortgage advice since 2002, having worked with Paul in the past, Adam joined the Original team in 2013.
Mortgage Advice: The Original Mortgage Company Ltd are professional mortgage advisers that provide impartial mortgage advice. The Original Mortgage Company Ltd provide mortgage advice in the north and the south of the UK with one purpose, to provide good honest mortgage advice that our clients can trust.
Choosing the right sort of mortgage to meet your needs and circumstances can seem a bit overwhelming. There are many different types to choose from, all meeting the needs of different types of borrowers. The good news is that we'll be on hand able help you, explaining what's on offer, what the key features are, and what type of mortgage best meets your individual circumstances.
This is the most popular and most widely-available option, where you make monthly repayments for an agreed period of time until you've paid back both the mortgage and the interest. With a repayment mortgage, or capital repayment mortgage to give it its full name, you pay back part of the mortgage capital and the monthly interest each month.
Here, each month you only pay the interest outstanding on the mortgage, meaning that the capital sum remains the same throughout the period of the mortgage. You don't pay off any of the capital until the end of the mortgage term. This means that you will need to make other arrangements for paying back the capital sum.
Reviews (9)
Amelia Davis
Oct 27, 2021
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As first time buyers myself and my partner didn't know where to start when we decided to buy our first house. Adam Seal was recommended to us and we put all of our faith in Adam. From start to finish Adam was super efficient in responding to any hurdle we faced and any questions we had. Adam made the whole process really easy for us to understand even with certain issues we faced along the way. We never had any mistakes from the work Adam did for us and therefore we would recommend Adam Seal to anyone looking for a trustworthy Mortgage advisor.
Emma Bell
Sep 19, 2021
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Absolutely amazing service, cannot fault anything. Will and his team helped us from start to finish in buying our own first home, they explained everything clearly for us (which was great considering we had no idea where to start and felt a little overwhelmed to begin with) having them help us took the major stress away from house buying. They always replied in a professional and timely manner, and we felt like they genuinely cared about us, always honest even if the news wasn't positive, and also worked with us to get issues resolved quickly.
I seriously cannot sing their praises loud enough
I seriously cannot sing their praises loud enough
Tracy Bond
Sep 03, 2021
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Lesley Cogan
Aug 28, 2021
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Toby Hulse
Jun 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
As two self-employed people, both working in the creative sector, both closer to retirement than starting out, we didn't think that it would be likely that we could get a mortgage we could afford. Adam found us the ideal product, and made the whole experience easy and understandable at every stage. We thoroughly recommend him.
As two self-employed people, both working in the creative sector, both closer to retirement than starting out, we didn't think that it would be likely that we could get a mortgage we could afford. Adam found us the ideal product, and made the whole experience easy and understandable at every stage. We thoroughly recommend him.
Jack Farr
Jun 01, 2021
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Honestly - one of the best services I’ve ever used.
For a process that is supposedly stressful - we felt nothing (right from the point of initial credit ratings, up to picking our keys up at the estate agent, and moving in)
The team at the original mortgage company are phenomenal, and I would recommend them to anyone.
For any first time buyer (which we were) - it’s honestly not worth the stress of trying manage it yourself.
Thank you again.
For a process that is supposedly stressful - we felt nothing (right from the point of initial credit ratings, up to picking our keys up at the estate agent, and moving in)
The team at the original mortgage company are phenomenal, and I would recommend them to anyone.
For any first time buyer (which we were) - it’s honestly not worth the stress of trying manage it yourself.
Thank you again.
Kim Carr
May 04, 2021
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Lindsey and Sharon (from Taylor Rose Solicitors) have been fab and couldn't recommend them more. They have been really quick at responding to any queries that we have had and helped with any problems that came up with the buying/selling process. They have both helped make a usually stressful process pretty much stress free! Thank you :)
Shelby Foreman
Apr 29, 2021
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Heidi Curtis
Mar 27, 2021
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Adam has worked absolute wonders for us in arranging a buy to let mortgage and also a residential mortgage. From losing an agreed sale in March of last year to moving into our lovely property a couple of weeks ago he was so informative and helpful all the way through the process. We would like to thank him for his knowledge (and patience!) for everything he did for us to complete our purchase including arranging all the necessary health and life cover and making everything involved in the process much smoother and easier to navigate. He was always there to help us with advice and any questions
