I've been a customer of Lotus for over 5 years now, I've had a fantastic experience working closely with Kiran & Roshni. They are both practical and hands-on, always willing to take my calls, respond to my emails and help me make the right choices for my personal and family circumstances in relation to such matters as mortgage advice, investments, and pensions, personal financial matters, ISAs and business advice.
It's a pleasure working with Kiran and Roshni, they are always courteous and ready to answer any queries. The investment advice I have received has helped me plan and use my tax allowance effectively. My investments have performed well even in an uncertain 2020. Great work, keep it up!
It's a pleasure working with Kiran and Roshni, they are always courteous and ready to answer any queries. The investment advice I have received has helped me plan and use my tax allowance effectively. My investments have performed well even in an uncertain 2020. Great work, keep it up!
Services
When planning your finances, it is important to distinguish between savings and investments. Savings are generally funds that you set aside that can be accessed relatively quickly. These savings are often for a specific need or purchase, like a holiday or a new car.
The most common way of saving is into a bank account ('deposit' account) where the money can be accessed quickly in an emergency, and for every 1 you put in, you will get 1 back and possibly some interest.In other words, the original capital is guaranteed. Investments are designed to be held for a longer term, usually at least 5 years.
The most common way of saving is into a bank account ('deposit' account) where the money can be accessed quickly in an emergency, and for every 1 you put in, you will get 1 back and possibly some interest.In other words, the original capital is guaranteed. Investments are designed to be held for a longer term, usually at least 5 years.
We are independent, whole of the market mortgage brokers meaning that we can source the most appropriate lender and competitive product suitable for your circumstances. Under the repayment method your monthly repayments consist of both interest and capital and, over time, the amount of money you actually owe will decrease.
The average age of admission into a care home is 82 years for men and 84.5 years for women and the average stay approximately 19 months. Costs are very different depending on whether you receive care in your own home or in a care home and also depend on how much support you need. These costs may not include things like day trips, hairdressing etc, so it's important to check exactly what is included.
There are many different 'tools' used to save for retirement, and the taxation and investment elements of pensions can appear baffling. We specialise in explaining, recommending and monitoring pensions for you.
There are now a vast array of different products that may be used at retirement to provide retirement benefits, from the traditional form of annuity that provides a regular income stream to Flexi-access Drawdown which enables lump sums of benefits to be taken either as a one-off payment or over a given number of years.
There are now a vast array of different products that may be used at retirement to provide retirement benefits, from the traditional form of annuity that provides a regular income stream to Flexi-access Drawdown which enables lump sums of benefits to be taken either as a one-off payment or over a given number of years.
Whatever the type of property you live in, even if it's 'non-standard', the chances are we'll be able help you to find the cover you need. We'll also be able to help you get the right cover for all your home contents.
Although the value of properties and their contents will vary, it's important not to underestimate just how much the contents of your home are worth - your electrical and technology items alone could easily add up to thousands of pounds.Gadgets such as tablets are small but relatively expensive and can easily be damaged or stolen.
Although the value of properties and their contents will vary, it's important not to underestimate just how much the contents of your home are worth - your electrical and technology items alone could easily add up to thousands of pounds.Gadgets such as tablets are small but relatively expensive and can easily be damaged or stolen.
Reviews (10)
Rojeena Singh
Jan 10, 2022
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Buying the first house is always dream for the people and finding the right people to do the right job for your dream is very tough as well. When I find out about lotus benefit I wasn’t sure whether I made a right choice going with them but I am so glad that I made right decision choosing them. Kiran the financial advisor, he never disappointed me and my family. He always win us through his work. And we are there. I am going to have my dream house keys because of him and his team. Me and my family are so impressed by his work. Lotus always produce quality work starting from document checking
Rikesh Shah
Dec 30, 2021
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Sharad Patel
Nov 26, 2021
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Anand Gosrani
Nov 13, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I had moved my pension fund to this firm after hearing positive things about them. Kiran and Roshni are very friendly, professional and offer good advice. Any query I have is always dealth with promptly. Would not hesitate to recommend this team.
I had moved my pension fund to this firm after hearing positive things about them. Kiran and Roshni are very friendly, professional and offer good advice. Any query I have is always dealth with promptly. Would not hesitate to recommend this team.
Patu Mehta
Oct 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Roshni and Kiran are brilliant advisors - they are conscientious, trustworthy and ever-willing to help whilst also being pragmatic and efficient. Their financial expertise is pinpoint and knowledge & experience is vast. I have been with Lotus for numerous years; it has been and continues to be a pleasure.
Roshni and Kiran are brilliant advisors - they are conscientious, trustworthy and ever-willing to help whilst also being pragmatic and efficient. Their financial expertise is pinpoint and knowledge & experience is vast. I have been with Lotus for numerous years; it has been and continues to be a pleasure.
Ela Patel
Oct 13, 2021
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Arvindjit Dharni
Nov 08, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Kiran and Roshni have helped me on a number of occasions within housing, Will writing and pensions. I have found them to be highly professional, honest, ethical and Customer focused with good quality and thorough work. After care is also welcome as I always have questions post deliverable.
Kiran and Roshni have helped me on a number of occasions within housing, Will writing and pensions. I have found them to be highly professional, honest, ethical and Customer focused with good quality and thorough work. After care is also welcome as I always have questions post deliverable.
Harish Khimani
Oct 10, 2020
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Sonal Patel
Aug 20, 2020
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Birju Galaiya
Aug 05, 2020
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I had a really wonderful experience with Lotus.
Kiran and Roshni supported and guided me through the mortgage application process. Being a first time buyer, I was nervous however I was comforted by their assurance and guidance.
I managed to get a competitive rate and complete my purchase within a reasonable time. Having a responsive advisor such as Lotus always helps in getting the purchase over the line.
I would absolutely use them again and recommend them.
Kiran and Roshni supported and guided me through the mortgage application process. Being a first time buyer, I was nervous however I was comforted by their assurance and guidance.
I managed to get a competitive rate and complete my purchase within a reasonable time. Having a responsive advisor such as Lotus always helps in getting the purchase over the line.
I would absolutely use them again and recommend them.
