We are a personable mortgage brokerage specialising in many areas of the mortgage market from our base in Southport. Use our mortgage calculator to help understand your monthly repayments based on the amount you would like to borrow and the interest rates. We have guided a great many first-time buyers through the mortgage application process, helping them source the most competitive mortgage deals.
Understanding borrowing capacity based on your financial circumstances is essential when moving home. We'll guide you through the process. There a many reasons home-owners may choose to remortgage, especially to secure a better mortgage deal or to raise capital. We offer clear, sensible advice. Take away the stress by speaking to an expert about the essentials you need to consider when seeking a mortgage for a buy-to-let property.
Understanding borrowing capacity based on your financial circumstances is essential when moving home. We'll guide you through the process. There a many reasons home-owners may choose to remortgage, especially to secure a better mortgage deal or to raise capital. We offer clear, sensible advice. Take away the stress by speaking to an expert about the essentials you need to consider when seeking a mortgage for a buy-to-let property.
Services
I am James Blundell, this is my company JB Financial Solutions and we are mortgage brokers. We specialise in all forms of mortgage from the straight-forward to those that are more complex and unusual. We always aim to be inclusive and help all applicants. Of course, we cannot place everybody but at the very least we can make suggestions as to how you can improve your chances and position you best so that one day you can buy that dream home!
Your level of borrowing is based on several factors including earnings and savings, along with your outgoings and debt repayments. Monthly repayments are based on how much you borrow, the tem of your mortgage and the interest rate. Try our first-time buyer UK mortgage calculator. It can be a daunting process but we ensure you receive clear and knowledgeable guidance through the mortgage application process.
Put simply, let the experts do the work for you! Mortgage applications can be time-consuming, complex and run the risk of missing out on the best deal. We pride ourselves on obtaining the best mortgages for our clients based on their requirements. Experience tells us that not all lenders share the same criteria to which properties come under the definition of New Build.
A borrower takes out a new mortgage on a property they already own. Remortgaging is a good way to find lower interest rates and better terms by switching to a new lender, or by moving to a different deal with your existing lender. We would recommend that a borrower begins to look at a remortgage 3-months or so before their existing deal is due to end.
Typically these are fixed-rate mortgages - a fixed repayment amount over a specific period. Usually the longer the fixed-rate the higher the interest rate. Another option is a discount/variable mortgage - this takes a lender's standard variable mortgage rate and applies a set discount or tracks at a specific rate.
Reviews (2)
Chris Jones
Dec 06, 2021
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Jamie proved to be an invaluable source of good information and advice when it came to sourcing and choosing the best lender for our remortgage. He was readily available to discuss any issues that arose during the application stage and we were thankful for his help throughout the process. Would highly recommend!
Darren Anders
Jun 02, 2021
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After having used this company twice over the past 30 years, I was pleased on finding that they were still up and running and able to help me with a re-mortgage. Once again, Jamie made the process incredibly easy and through his honesty and knowledge, I was able to achieve what was best for me and my circumstances with a re-mortgage arrangement that bettered my expectations. I will always recommend Jamie to family and friends who may benefit from what he does and I have no hesitation in recommending him to others via this source. Trusting, transparent, quick, reliable and effective.
